Fund Summary  Unit Prices  Fees Fees Fund Profile Management Fees # Buy Spread Sell Spread   (p.a) Buy Sell Sector Specific Cash Plus 0.29% n/a n/a Aust Fixed Interest 0.29% 0.10% 0.10% Aust Property Securities 0.34% 0.20% 0.20% Australian Shares 0.34% 0.20% 0.10% International Shares 0.36% 0.30% 0.10% Int Shares Hedged 0.36% 0.35% 0.15% Diversified Conservative 0.33% 0.15% 0.10% * Balanced 0.34% 0.20% 0.15% * Growth 0.36% 0.25% 0.15% * High Growth 0.37% 0.30% 0.20% *   (p.a) Buy Sell

* Administration/Plan management fee

0.75% p.a. for that portion of your account balance up to $50,000

0.50% p.a. for that portion of your account balance over $50,000

This fee is calculated monthly on a pro-rata basis having regard to your account balance at the end of the relevant month. The fee is deducted from your account balance at the end of each month by selling units in line with your nominated investment strategy.

* Member account keeping fee

$66 p.a. ($5.50 per month)

This fee applies regardless of whether any contributions are made during the month to the Plan. The deduction occurs (if your account balance is below $20,000) on the last business day of the month. The fee is deducted by selling units in line with your nominated investment strategy at the end of each month for which the fee applies.

Unit Prices
This section provides historical purchase and withdrawal prices for information purposes only. These are not the unit prices you will receive if you make an application or redemption today. Unit prices are updated on each business day and are not guaranteed. Unit prices will be confirmed by Vanguard upon application for, or withdrawal of units in the Personal Super Plan options.

Total Returns
Performance of the Investment Options is based on the change in the respective net asset values over the period, after allowing for Investment Management Fees and Expenses and Taxation. Account Keeping Fees and Plan Management Fees are charged to the Member Accounts, and so are not reflected in Option Performance calculations.