Low scaled management costs, a choice of investment options and no switching, withdrawal or entry fees (other than the usual buy/sell spreads) make this a flexible account-based pension for retirees seeking a tax-effective income. The plan provides a range of investment options to suit your retirement income needs and the flexibility to choose how you receive your retirement benefits.
Create your own investment mix using Vanguard's sector investment options or choose a LifeStrategy® diversified option and leave the asset allocation to the experts.
LifeStrategy® Personal Pension Plan options
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Conservative
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Diversified portfolio favouring lower risk income assets. Includes 30% growth assets.
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Balanced
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A balanced mix (50:50) of growth and income assets.
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Growth
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Diversified portfolio with a bias towards growth assets (70%).
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High Growth
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Growth oriented portfolio with a small allocation to income assets (10%).
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Sector Investor Index Funds
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Cash Plus
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Mix of Australian cash and high quality, higher yielding debt securities.
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Australian
Fixed Interest
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A diversified portfolio of around 310 securities (bonds) issued by the Commonwealth Government, the State Government, guaranteed treasury corporations and semi-government authorities, as well as investment-grade corporate issues.
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Property Securities
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Invests in around 36 listed property securities across the retail, office, industrial, tourism and infrastructure sectors.
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Australian Shares
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Invests in around 300 Australian companies listed on the Australian Stock Exchange
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International
Shares
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Invests in around 1,700 securities (shares) listed on the exchanges of 22 of the world's major developed economies.
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International
Shares (Hedged)
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Invests in around 1,700 securities (shares) listed on the exchanges of 22 of the world's major developed economies. The fund is fully hedged into Australian dollars, removing the impact of currency movements.
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