Index funds: Performance after tax

 Fund
 Summary 		 Unit Prices  Income
 Distributions 		 Performance
 Gross of Fees 		 Performance
 After Tax
After Tax Performance
Super Fund Individual - Mid Tax Individual - Top Tax Tax Exempt Entity
Super Fund (Currently Taxed at 15%)
Fund Name Return Scenario Performance (net of fees) for periods ended 31/07/2008
1 Year 3 Yrs (pa) 5 Yrs (pa) 6 Yrs (pa) 7 Yrs (pa) 8 Yrs (pa)
Asset Sector Index Funds
Vanguard Cash Reserve Fund Before Tax (Net of Fees) n/a n/a n/a n/a n/a n/a
After Tax On Distributions n/a n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw n/a n/a n/a n/a n/a n/a
Vanguard Cash Plus Index Fund Before Tax (Net of Fees) 6.99% 6.08% 5.70% 5.54% 5.43% 5.51%
After Tax On Distributions 5.97% 5.13% 4.84% 4.70% 4.61% 4.69%
After Tax If fully Redeem/Withdraw 5.94% 5.14% 4.83% 4.70% 4.60% 4.68%
Vanguard Australian Fixed Interest Index Fund Before Tax (Net of Fees) 5.33% 4.19% 4.76% 5.23% 5.44% 5.72%
After Tax On Distributions 4.70% 3.45% 3.97% 4.41% 4.62% 4.83%
After Tax If fully Redeem/Withdraw 4.57% 3.51% 4.00% 4.42% 4.62% 4.84%
Vanguard International Fixed Interest Index Fund (Hedged) Before Tax (Net of Fees) 8.30% 5.30% 6.42% 6.77% 6.94% 7.18%
After Tax On Distributions 7.06% 4.28% 5.22% 5.59% 5.67% 6.00%
After Tax If fully Redeem/Withdraw 7.05% 4.43% 5.36% 5.69% 5.80% 6.07%
Vanguard International Credit Securities Index Fund (Hedged) Before Tax (Net of Fees) 6.68% 4.43% 6.11% 6.87% 7.13% n/a
After Tax On Distributions 4.82% 3.79% 5.08% 5.72% 5.91% n/a
After Tax If fully Redeem/Withdraw 5.38% 3.79% 5.15% 5.79% 5.99% n/a
Vanguard Global Infrastructure Fund Before Tax (Net of Fees) n/a n/a n/a n/a n/a n/a
After Tax On Distributions n/a n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw n/a n/a n/a n/a n/a n/a
Vanguard Global Infrastructure Fund (Hedged) Before Tax (Net of Fees) n/a n/a n/a n/a n/a n/a
After Tax On Distributions n/a n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw n/a n/a n/a n/a n/a n/a
Vanguard Property Securities Index Fund Before Tax (Net of Fees) -38.04% -5.02% 3.91% 5.64% 6.57% 7.22%
After Tax On Distributions -38.32% -5.75% 3.20% 4.95% 5.87% 6.54%
After Tax If fully Redeem/Withdraw -34.22% -4.23% 3.71% 5.26% 6.06% 6.65%
Vanguard International Property Securities Index Fund Before Tax (Net of Fees) -20.13% n/a n/a n/a n/a n/a
After Tax On Distributions -20.16% n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw -17.84% n/a n/a n/a n/a n/a
Vanguard International Property Securities Index Fund (Hedged) Before Tax (Net of Fees) -12.47% n/a n/a n/a n/a n/a
After Tax On Distributions -14.25% n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw -11.56% n/a n/a n/a n/a n/a
Vanguard Australian Shares High Yield Fund Before Tax (Net of Fees) -16.29% 7.60% 13.18% 11.73% 9.31% 9.01%
After Tax On Distributions -15.59% 8.28% 14.11% 12.60% 10.11% 9.75%
After Tax If fully Redeem/Withdraw -13.56% 8.16% 13.63% 12.20% 9.82% 9.47%
Vanguard Sustainability Leaders Australian Shares Fund Before Tax (Net of Fees) -14.73% 8.34% 13.30% 11.55% n/a n/a
After Tax On Distributions -14.32% 8.72% 13.69% 11.98% n/a n/a
After Tax If fully Redeem/Withdraw -12.28% 8.55% 13.17% 11.54% n/a n/a
Vanguard Australian Shares Index Fund Before Tax (Net of Fees) -16.19% 8.42% 14.10% 12.61% 10.09% 9.49%
After Tax On Distributions -15.92% 8.79% 14.59% 13.12% 10.57% 10.00%
After Tax If fully Redeem/Withdraw -13.83% 8.58% 13.95% 12.57% 10.16% 9.63%
Vanguard International Shares Index Fund Before Tax (Net of Fees) -18.85% -0.77% 2.76% 0.74% -3.76% -4.27%
After Tax On Distributions -18.88% -0.81% 2.74% 0.72% -3.76% -4.27%
After Tax If fully Redeem/Withdraw -16.83% -0.53% 2.65% 0.81% -3.21% -3.66%
Vanguard International Shares Index Fund (Hedged) Before Tax (Net of Fees) -12.42% 5.81% 10.88% 10.32% 4.49% n/a
After Tax On Distributions -13.89% 4.81% 9.80% 9.23% 3.48% n/a
After Tax If fully Redeem/Withdraw -11.52% 5.12% 9.71% 9.17% 3.78% n/a
Vanguard Sustainability Leaders International Shares Fund Before Tax (Net of Fees) -18.73% 0.29% 2.87% 0.83% n/a n/a
After Tax On Distributions -18.71% 0.16% 2.78% 0.76% n/a n/a
After Tax If fully Redeem/Withdraw -16.66% 0.47% 2.77% 0.91% n/a n/a
Vanguard International Small Companies Index Fund Before Tax (Net of Fees) n/a n/a n/a n/a n/a n/a
After Tax On Distributions n/a n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw n/a n/a n/a n/a n/a n/a
Vanguard International Small Companies Index Fund (Hedged) Before Tax (Net of Fees) n/a n/a n/a n/a n/a n/a
After Tax On Distributions n/a n/a n/a n/a n/a n/a
After Tax If fully Redeem/Withdraw n/a n/a n/a n/a n/a n/a
Vanguard Emerging Markets Shares Index Fund Before Tax (Net of Fees) -12.97% 14.11% 17.82% 14.84% 11.64% 7.52%
After Tax On Distributions -13.36% 13.63% 17.52% 14.58% 11.41% 7.32%
After Tax If fully Redeem/Withdraw -11.53% 12.96% 16.60% 13.84% 10.85% 7.00%
Diversified Index Funds
Vanguard Conservative Index Fund Before Tax (Net of Fees) -0.67% 5.61% 7.15% n/a n/a n/a
After Tax On Distributions -1.38% 4.89% 6.42% n/a n/a n/a
After Tax If fully Redeem/Withdraw -0.72% 5.00% 6.39% n/a n/a n/a
Vanguard Balanced Index Fund Before Tax (Net of Fees) -5.72% 5.35% 7.96% n/a n/a n/a
After Tax On Distributions -6.18% 4.88% 7.48% n/a n/a n/a
After Tax If fully Redeem/Withdraw -5.09% 4.93% 7.31% n/a n/a n/a
Vanguard Growth Index Fund Before Tax (Net of Fees) -10.40% 5.25% 8.94% n/a n/a n/a
After Tax On Distributions -10.75% 4.84% 8.45% n/a n/a n/a
After Tax If fully Redeem/Withdraw -9.18% 4.99% 8.33% n/a n/a n/a
Vanguard High Growth Index Fund Before Tax (Net of Fees) -15.05% 5.18% 9.70% n/a n/a n/a
After Tax On Distributions -15.22% 4.89% 9.55% n/a n/a n/a
After Tax If fully Redeem/Withdraw -13.24% 5.05% 9.29% n/a n/a n/a
    1 Year 3 Yrs (pa) 5 Yrs (pa) 6 Yrs (pa) 7 Yrs (pa) 8 Yrs (pa)