Option Summary  Unit Prices  Income  Distributions  Fees Fees Investment Option Profile Management Fees # Buy Spread Sell Spread   (p.a) Buy Sell Sector Specific Cash Plus 0.29% n/a n/a Aust Fixed Interest 0.29% 0.10% 0.10% Aust Property Securities 0.34% 0.20% 0.20% Australian Shares 0.34% 0.20% 0.10% * International Shares 0.36% 0.30% 0.10% * Int Shares Hedged 0.36% 0.35% 0.15% * Diversified Conservative 0.33% 0.15% 0.10% * Balanced 0.34% 0.20% 0.15% * Growth 0.36% 0.25% 0.15% * High Growth 0.37% 0.30% 0.20% *   (p.a) Buy Sell

# The above table only shows management fees incorporated in unit prices. The total management costs borne by members include the above management fees and also include the administration/plan management fees shown below.

Administration/Plan management fee
0.75% p.a. for that portion of your account balance up to $50,000
0.50% p.a. for that portion of your account balance over $50,000

This fee is calculated monthly on a prorata basis having regard to your account balance at the end of the relevant month. The fee is deducted from your cash balance.

*Sell spread
Note that the sell spreads are estimates. There may be circumstances where the sell spreads will be lower or higher - for example, they may be higher when there are large or prolonged withdrawals from the investment options. In these circumstances, the sell spread could potentially be as much as the buy spread for the relevant option.