When you can contribute to super

The age and employment restrictions for contributing to your fund are outlined below:

 

Age Can I contribute to super?
Under 65 You may contribute or have contributions made on your behalf regardless of your work status.
Age 65+
but under 70

Contributions can be made by an employer under the Superannuation Guarantee, an award or certified agreement.
OR
if you have been gainfully employed for at least 40 hours within a period of 30 continuous days during the current financial year.
Age 70+
but under 75
Contributions can be made by an employer under the Superannuation Guarantee, an award or certified agreement.

OR
if contributions are made by you, for yourself and you have been gainfully employed for at least 40 hours within a period of 30 continuous days.
Age 75+ Contributions can only be made by an employer under the Superannuation Guarantee, an award or certified agreement.


Limited exceptions apply until 30 June 2007 for people aged either 64 or 74 at any time between 10 May 2006 and 5 September 2006.

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Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263 / RSE Licence L0001335) is the product issuer. We have not taken your or your clients' circumstances into account when preparing our website content so it may not be applicable to the particular situation you are considering. You should consider your and your clients' circumstances, as well as our Product Disclosure Statements (PDS), before making any investment decision or recommendation. You can access our PDS on this website or by calling us. Past performance is not indicative of future performance.

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