Personal Superannuation Plan

Fees

Investment options
Management
Fees *
Buy
Spread
Sell
Spread †
 (p.a)BuySell
Asset sector investment options
Vanguard Cash Plus 0.31% Nil Nil
Vanguard Australian Fixed Interest 0.31% 0.10% 0.10%
Vanguard Australian Property Securities 0.36% 0.20% 0.20%
Vanguard Australian Shares 0.36% 0.20% 0.10%
Vanguard International Shares 0.38% 0.30% 0.10%
Vanguard International Shares (Hedged) 0.41% 0.35% 0.15%
Diversified investment options
Vanguard LifeStrategy Conservative 0.35% 0.12% 0.09%
Vanguard LifeStrategy Balanced 0.36% 0.18% 0.12%
Vanguard LifeStrategy Growth 0.38% 0.23% 0.15%
Vanguard LifeStrategy High Growth 0.39% 0.26% 0.15%
 (p.a)BuySell


* The above table only shows management fees incorporated in unit prices. The total management costs borne by members include the above management fees and also include the administration/plan management fees and the member account keeping fee (if applicable) shown below.

Administration/Plan management fee

0.75% p.a. for that portion of your account balance up to $50,000
0.50% p.a. for that portion of your account balance over $50,000

This fee is calculated monthly on a prorata basis having regard to your account balance at the end of the relevant month. The fee is deducted from your cash balance.

Member account keeping fee

$5.50 pcm ($66 p.a.) is charged monthly on account balances less than $20,000 as at the last business day of the month.

Sell Spread

Note that the sell spreads are estimates. There may be circumstances where the sell spreads will be lower or higher - for example, they may be higher when there are large or prolonged withdrawals from the investment options. In these circumstances, the sell spread could potentially be as much as the buy spread for the relevant option.

 

Past performance is not an indicator of future performance.

GENERAL ADVICE WARNING

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263 / RSE Licence L0001335) is the product issuer. We have not taken yours and your clients' circumstances into account when preparing our website content so it may not be applicable to the particular situation you are considering. You should consider yours and your clients' circumstances and our Product Disclosure Statement (PDS) or Prospectus before making any investment decision. You can access our PDS or Prospectus online or by calling us. This website was prepared in good faith and we accept no liability for any errors or omissions. Past performance is not an indication of future performance.

We are the trustee of: Vanguard® Personal Superannuation Plan ABN 81 550 468 553.

© 2012 Vanguard Investments Australia Ltd. All rights reserved. "Vanguard", "Vanguard Investments", "LifeStrategy" and the ship logo are the trademarks of The Vanguard Group, Inc.