Investment

Diversified

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The Vanguard® LifeStrategy® funds are diversified index funds investing across a number of asset sectors, including income assets such as cash, Australian and international fixed interest (bonds), and growth assets such as Australian and international listed property securities (REITs), and Australian and international shares (equities).  

The funds provide a choice of strategic asset allocations, from conservative to high growth, by varying the allocations to cash, bonds, property securities, and shares.

Vanguard takes the worry out of monitoring your investments by expertly selecting and managing the long-term asset allocation of each fund.

Vanguard offers a choice of four diversified funds for investors with $5,000 or more to invest:

Benefits

  • reduced risk due to broad diversification across all asset sectors and within each asset sector
  • long-term capital growth and income potential
  • low cost way to access a wide range of Australian and international investments
  • asset allocation is professionally managed
  • simple to match an investment profile to a risk tolerance level

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Knowledge Centre

Managed funds up to $500,000 - Funds at a Glance*

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Cash Cash funds suit investors who prefer capital stability and regular income to long-term growth.
 

Index/ Benchmark

Minimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® Index Cash Plus Fund A customised Index, the Vanguard Cash Plus Index
$5,000
Nil
 Withdrawals are normally paid within four business days
Quarterly
Nil
 0.70% p.a
0.50% p.a
0.35% p.a
Fixed Interest Fixed interest funds suit short to medium-term investors seeking a steady and reliable income stream.
Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000

Vanguard® Index Diversified Bond Fund
A customised Index comprising a 40% allocation to Australian fixed interest securities (bonds) and 60% allocation to international bonds.
$5,000
Nil
Withdrawals are normally paid within four business days
Quarterly
0.25%/      0.25%
0.75% p.a
0.50% p.a
0.35% p.a
PropertyProperty trusts suit investors with a long-term time frame (five years plus).
 Index/ Benchmark

Minimum Initial Application

Application FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® Index Australian Property Securities Fund S&P/ASX 300 A-REIT Index
$5,000
Nil
 Withdrawals are normally paid within four business days
Half Yearly
0.20%/      
0.20%
0.90% p.a
0.60% p.a
0.35% p.a
Australian Shares Shares are high risk and generally suited to longer-term investors (seven years plus)
 Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000

Vanguard® Index Australian Shares Fund

 S&P/ASX 300 Index
$5,000
Nil
Withdrawals are normally paid within four business days
Half Yearly
0.20%/     
0.10%
0.75% p.a
0.50% p.a
0.35% p.a
Vanguard® High Yield Australian Shares Fund S&P/ASX 200 ex A-REIT Index
$5,000
Nil
Withdrawals are normally paid within four business days
Monthly
 0.20%/       0.10%
0.90% p.a
0.60% p.a
0.45% p.a
International Shares International shares are high risk generally suited to longer-term investors (seven years plus)
 Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® Index International Shares Fund

MSCI World ex-Australia Index in AUD

 $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.30%/      0.10%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® Index Hedged International Shares Fund MSCI World ex-Australia Index hedged to AUD $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.40%/      0.20%
0.90% p.a
0.60% p.a
0.35% p.a
Diversified Diversified funds allow investors to select the portfolio that best matches their risk profile.
 Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® LifeStrategy® Conservative Fund

70% income and 30% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)

 $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.15%/      0.10%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® LifeStrategy® Balanced Fund 50% income and 50% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.20%/      0.15%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® LifeStrategy® Growth Fund 30% income and 70% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $5,000 Nil Withdrawals are normally paid within four business days Half Yearly

0.25%/      0.15%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® LifeStrategy® High Growth Fund 10% income and 90% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.30%/      0.20%
0.90% p.a
0.60% p.a
0.35% p.a

* Information correct as of March 1 2010.

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GENERAL ADVICE WARNING

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken your circumstances into account when preparing the above information so it may not be applicable to your circumstances. You should consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS on our website or by calling us. This information was prepared in good faith and we accept no liability for any errors or omissions. Past performance is not an indication of future performance.

We are the trustee of: Vanguard® Personal Superannuation Plan ABN 81 550 468 553 / Vanguard® LifeStrategy® Index PST - Conservative ABN 73 765 732 050 / Vanguard ® LifeStrategy® Index PST – Balanced ABN 23 846 775 905 / Vanguard ® LifeStrategy® Index PST - Growth ABN 95 836 361 772 / Vanguard® LifeStrategy® Index PST – High Growth ABN 61 378 605 876.

© 2010 Vanguard Investments Australia Ltd. ‘Vanguard’, ‘Vanguard Investments’, ‘LifeStrategy’ and the ship logo are the trademarks of The Vanguard Group, Inc.