http://www.vanguard.com.au/personal_investors/news--commentary/podcast/vanguard-investment-podcast-rss.cfm 2009 Vanguard Investments Australia Ltd. en Wed, 10 Feb 2010 00:54:11 --1100 Fri, 05 Feb 2010 15:42:28 --1100 ShadoCMS RSS Generator http://blogs.law.harvard.edu/tech/rss investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket Vanguard Investments Australia Ltd clientservices@vanguard.com.au No http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9C71088C-DBD4-8266-B06E-2A75837E2797/mp3/strike-back.mp3 Most investors would have watched for many years with feelings of extreme frustration as unscrupulous businesses made unsolicited offers in the post to buy listed shares for prices way below their market value. Fri, 05 Feb 2010 15:42:28 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9C71088C-DBD4-8266-B06E-2A75837E2797/mp3/strike-back.mp3 Vanguard Weekly Wealth Series Most investors would have watched for many years with feelings of extreme frustration as unscrupulous businesses made unsolicited offers in the post to buy listed shares for prices way below their market value. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9642F4C9-B625-C523-A80E-46FAA1635CA3/mp3/when-volatility-rises.mp3 Investors are receiving a sharp reminder early in 2010 of how sharemarket volatility can suddenly rise, with some stocks and sectors being particularly affected. Thu, 04 Feb 2010 10:55:07 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9642F4C9-B625-C523-A80E-46FAA1635CA3/mp3/when-volatility-rises.mp3 Vanguard Weekly Wealth Series Investors are receiving a sharp reminder early in 2010 of how sharemarket volatility can suddenly rise, with some stocks and sectors being particularly affected. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/963E63A6-CD41-B87A-D90A-41A10A76BFF1/mp3/etfs-made-simple.mp3 A recent feature in The New York Times provides a no-nonsense introduction to the main attributes of Exchange Traded Funds (ETFs) that are contributing to their fast-growing popularity. Thu, 04 Feb 2010 10:48:59 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/963E63A6-CD41-B87A-D90A-41A10A76BFF1/mp3/etfs-made-simple.mp3 Vanguard Weekly Wealth Series A recent feature in The New York Times provides a no-nonsense introduction to the main attributes of Exchange Traded Funds (ETFs) that are contributing to their fast-growing popularity. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/914F8097-AA4E-CCD6-19EA-1A0CD85AEE1D/mp3/high-fees-an-age-old-problem.mp3 The new year has started off with an old problem. Two detailed and authoritative assessments from quite different perspectives have given us the latest assessment of the costs and challenges of an ageing population. Wed, 03 Feb 2010 11:49:01 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/914F8097-AA4E-CCD6-19EA-1A0CD85AEE1D/mp3/high-fees-an-age-old-problem.mp3 Vanguard Weekly Wealth Series The new year has started off with an old problem. Two detailed and authoritative assessments from quite different perspectives have given us the latest assessment of the costs and challenges of an ageing population. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8772617D-CCFA-666F-782F-3707392C7475/mp3/big-issues.mp3 Without doubt, one of the biggest issues facing Australians in coming years is the adequacy of the retirement savings held by our rapidly ageing population. Mon, 01 Feb 2010 13:49:22 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8772617D-CCFA-666F-782F-3707392C7475/mp3/big-issues.mp3 Vanguard Weekly Wealth Series Without doubt, one of the biggest issues facing Australians in coming years is the adequacy of the retirement savings held by our rapidly ageing population. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/71CA178E-E7FA-3BF2-4E9F-2F29091B0A43/mp3/before-the-horse-has-bolted.mp3 The tax office has begun 2010 with a renewed get-tough strike against the operators of illegal early-release super schemes. Thu, 28 Jan 2010 08:43:06 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/71CA178E-E7FA-3BF2-4E9F-2F29091B0A43/mp3/before-the-horse-has-bolted.mp3 Vanguard Weekly Wealth Series The tax office has begun 2010 with a renewed get-tough strike against the operators of illegal early-release super schemes. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9507F791-A828-0858-DA49-301241950243/mp3/investment-returns-that-keep-on-giving.mp3 When 2009 began investors were probably feeling anything but charitable. Wed, 16 Dec 2009 12:06:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9507F791-A828-0858-DA49-301241950243/mp3/investment-returns-that-keep-on-giving.mp3 Vanguard Weekly Wealth Series When 2009 began investors were probably feeling anything but charitable. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8FFB542E-B66B-469E-7F03-93FF388864EE/mp3/low-cost-simplicity.mp3 The basic characteristics of Exchange Traded Funds – simplicity, low fees, wide diversification and tax-efficiency – together with the growing recognition that active equity managers rarely succeed in consistently outperforming the market – are turning more financial planners to ETFs. Tue, 15 Dec 2009 12:35:02 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8FFB542E-B66B-469E-7F03-93FF388864EE/mp3/low-cost-simplicity.mp3 Vanguard Weekly Wealth Series The basic characteristics of Exchange Traded Funds – simplicity, low fees, wide diversification and tax-efficiency – together with the growing recognition that active equity managers rarely succeed in consistently outperforming the market – are turning more financial planners to ETFs. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8AC3E974-D58F-2BD5-DF06-9946E0814F7F/mp3/advice-boost-for-etfs.mp3 Australian financial planners are expected to increasing advise their clients about the possible inclusion of Exchange Traded Funds (ETFs) in their portfolios as the move to advisers charging fees rather than commissions gathers pace. Mon, 14 Dec 2009 12:17:04 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8AC3E974-D58F-2BD5-DF06-9946E0814F7F/mp3/advice-boost-for-etfs.mp3 Vanguard Weekly Wealth Series Australian financial planners are expected to increasing advise their clients about the possible inclusion of Exchange Traded Funds (ETFs) in their portfolios as the move to advisers charging fees rather than commissions gathers pace. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8A8BECB4-9D50-DFC0-7EAE-6F9CDD28CBA7/mp3/inside-self-managed-super.mp3 Jeremy Cooper, chair of the Government review into Australia's super system didn't make an understatement late last week when he said that reliable data about SMSFs "can be hard to find". Mon, 14 Dec 2009 10:59:35 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8A8BECB4-9D50-DFC0-7EAE-6F9CDD28CBA7/mp3/inside-self-managed-super.mp3 Vanguard Weekly Wealth Series Jeremy Cooper, chair of the Government review into Australia's super system didn't make an understatement late last week when he said that reliable data about SMSFs "can be hard to find". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8AC26057-E9F9-79CA-7E79-C6262FF1398E/mp3/retirement-supermarket.mp3 The super savings held by retirees will "grow spectacularly" over the next 15 years, forecasts superannuation and actuarial consultancy Rice Warner. Fri, 11 Dec 2009 12:11:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8AC26057-E9F9-79CA-7E79-C6262FF1398E/mp3/retirement-supermarket.mp3 Vanguard Weekly Wealth Series The super savings held by retirees will "grow spectacularly" over the next 15 years, forecasts superannuation and actuarial consultancy Rice Warner. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/711801B4-E2A8-76A4-0675-E08ED35F85AB/mp3/when-taking-an-average-approach-pays-off.mp3 What a difference a year makes. This time last year investors were staring into the abyss of one of the nastiest bear markets in 50 years. Wed, 09 Dec 2009 12:37:58 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/711801B4-E2A8-76A4-0675-E08ED35F85AB/mp3/when-taking-an-average-approach-pays-off.mp3 Vanguard Weekly Wealth Series What a difference a year makes. This time last year investors were staring into the abyss of one of the nastiest bear markets in 50 years. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/96149F9C-DBC5-347D-770A-4DC7D770A0A3/mp3/all-aboard.mp3 Veteran investment commentator John Wasiliev documents the strong growth of Exchange Traded Funds (ETFs) in Australia and the reasons for their popularity in a recent cleverly headed feature, All Aboard the ETF Express. Tue, 08 Dec 2009 17:00:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/96149F9C-DBC5-347D-770A-4DC7D770A0A3/mp3/all-aboard.mp3 Vanguard Weekly Wealth Series Veteran investment commentator John Wasiliev documents the strong growth of Exchange Traded Funds (ETFs) in Australia and the reasons for their popularity in a recent cleverly headed feature, All Aboard the ETF Express. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/665C37C6-CAE3-5F31-6F69-075CF627FD06/mp3/saving-for-a-longer-life.mp3 One of the key considerations in saving for retirement is that we are living longer and longer lives - much longer than once expected. Mon, 07 Dec 2009 10:24:38 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/665C37C6-CAE3-5F31-6F69-075CF627FD06/mp3/saving-for-a-longer-life.mp3 Vanguard Weekly Wealth Series One of the key considerations in saving for retirement is that we are living longer and longer lives - much longer than once expected. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/56BD82B3-D08B-C46F-7CC8-9A1EB69C0668/mp3/wanted-much-more-super.mp3 Often commentators focus on the $1.08 trillion-plus in super rather than on what fund members have in their super accounts when entering retirement. Fri, 04 Dec 2009 09:48:32 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/56BD82B3-D08B-C46F-7CC8-9A1EB69C0668/mp3/wanted-much-more-super.mp3 Vanguard Weekly Wealth Series Often commentators focus on the $1.08 trillion-plus in super rather than on what fund members have in their super accounts when entering retirement. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6625AD23-D2E8-66E7-2610-DD498695190C/mp3/luck-or-skill.mp3 The performance of Exchange Traded Funds (ETFs) and conventional index funds that track broad market indices has nothing to do with luck or skill. Fri, 04 Dec 2009 09:38:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6625AD23-D2E8-66E7-2610-DD498695190C/mp3/luck-or-skill.mp3 Vanguard Weekly Wealth Series The performance of Exchange Traded Funds (ETFs) and conventional index funds that track broad market indices has nothing to do with luck or skill. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4CA829D6-9B0E-6612-73B6-7AB03A0D0C6E/mp3/expectations-for-the-journey-ahead.mp3 As we began the investment journey named 2009 our sharemarket index opened the batting at 3722. Wed, 02 Dec 2009 10:50:40 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4CA829D6-9B0E-6612-73B6-7AB03A0D0C6E/mp3/expectations-for-the-journey-ahead.mp3 Vanguard Weekly Wealth Series As we began the investment journey named 2009 our sharemarket index opened the batting at 3722. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/661D7643-EF89-E6CC-03C3-EBF1DB138577/mp3/a-no-nonsense-unemotional-response-to-investment.mp3 Investors who believe they can consistently time the sharemarket – that is pick the best time to buy and the best time to sell – are usually misleading themselves. Tue, 01 Dec 2009 09:29:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/661D7643-EF89-E6CC-03C3-EBF1DB138577/mp3/a-no-nonsense-unemotional-response-to-investment.mp3 Vanguard Weekly Wealth Series Investors who believe they can consistently time the sharemarket – that is pick the best time to buy and the best time to sell – are usually misleading themselves. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/42A33405-C63E-4B1E-9CC4-B6A3D60EF7DF/mp3/b-grade-with-room-for-improvement.mp3 What is your opinion of Australia's retirement-income system? And how do you think our system ranks against those of other developed countries? Mon, 30 Nov 2009 12:06:15 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/42A33405-C63E-4B1E-9CC4-B6A3D60EF7DF/mp3/b-grade-with-room-for-improvement.mp3 Vanguard Weekly Wealth Series What is your opinion of Australia's retirement-income system? And how do you think our system ranks against those of other developed countries? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/33CC4248-C116-1136-6A2B-B8990A2BA9C4/mp3/future-of-smsfs.mp3 Self-managed super funds have truly enjoyed remarkable growth. The SMSF fund sector is the largest in super, holding almost 31% of the $1.08 trillion in total super assets. Fri, 27 Nov 2009 14:59:03 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/33CC4248-C116-1136-6A2B-B8990A2BA9C4/mp3/future-of-smsfs.mp3 Vanguard Weekly Wealth Series Self-managed super funds have truly enjoyed remarkable growth. The SMSF fund sector is the largest in super, holding almost 31% of the $1.08 trillion in total super assets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/66218DCA-A755-C23D-C462-E6DDC9BC4611/mp3/reflection-on-the-world.mp3 The powerful growth in the popularity of Exchange Traded Funds (ETFs) among Australian investors is a reflection of their global popularity. Fri, 27 Nov 2009 09:33:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/66218DCA-A755-C23D-C462-E6DDC9BC4611/mp3/reflection-on-the-world.mp3 Vanguard Weekly Wealth Series The powerful growth in the popularity of Exchange Traded Funds (ETFs) among Australian investors is a reflection of their global popularity. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/28D52A80-A31A-8FD7-B5EC-C1F6400F8360/mp3/advisers-duty-to-clients-to-set-them-apart.mp3 The umbilical cord may not have been cut cleanly but formal separation of financial planners and payments from product manufacturers now seems inevitable. Wed, 25 Nov 2009 11:53:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/28D52A80-A31A-8FD7-B5EC-C1F6400F8360/mp3/advisers-duty-to-clients-to-set-them-apart.mp3 Vanguard Weekly Wealth Series The umbilical cord may not have been cut cleanly but formal separation of financial planners and payments from product manufacturers now seems inevitable. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/282A9F2C-BEB2-E41D-EAFB-EDE1DA8ABD9F/mp3/etf-surge-continues.mp3 Exchange Traded Funds (ETFs) are continuing to surge in popularity among Australians. Wed, 25 Nov 2009 08:45:09 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/282A9F2C-BEB2-E41D-EAFB-EDE1DA8ABD9F/mp3/etf-surge-continues.mp3 Vanguard Weekly Wealth Series Exchange Traded Funds (ETFs) are continuing to surge in popularity among Australians. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1E729D2E-F04C-6313-2EA1-F8515AD8A8A8/mp3/highly-complex-highly-emotional.mp3 The distribution of superannuation death benefits can sometimes become a complex and emotionally-charged issue. Mon, 23 Nov 2009 11:28:31 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1E729D2E-F04C-6313-2EA1-F8515AD8A8A8/mp3/highly-complex-highly-emotional.mp3 Vanguard Weekly Wealth Series The distribution of superannuation death benefits can sometimes become a complex and emotionally-charged issue. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0F3240E7-F1C6-0A99-9523-3A6C61D00219/mp3/a-much-better-shot-with-etfs.mp3 An investor nearing retirement recently asked Walter Updegrave, senior editor with Money Magazine in the US, a straightforward question: "I would like to continue investing in stocks and bonds but should retirees continue to put money into the markets?" Fri, 20 Nov 2009 12:20:54 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0F3240E7-F1C6-0A99-9523-3A6C61D00219/mp3/a-much-better-shot-with-etfs.mp3 Vanguard Weekly Wealth Series An investor nearing retirement recently asked Walter Updegrave, senior editor with Money Magazine in the US, a straightforward question: "I would like to continue investing in stocks and bonds but should retirees continue to put money into the markets?" VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0F1A73BC-E302-3892-594A-8F8B7D428756/mp3/outrageous-fraud.mp3 Some financial crimes seem just too outrageous for the criminals to succeed. Fri, 20 Nov 2009 11:56:29 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0F1A73BC-E302-3892-594A-8F8B7D428756/mp3/outrageous-fraud.mp3 Vanguard Weekly Wealth Series Some financial crimes seem just too outrageous for the criminals to succeed. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/049C8E58-9621-3FFE-1A54-85FC52C0AF09/mp3/advice-debate-to-heat-up.mp3 The financial planning industry is bracing itself for a wave of criticism and regulatory reform. Wed, 18 Nov 2009 11:04:12 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/049C8E58-9621-3FFE-1A54-85FC52C0AF09/mp3/advice-debate-to-heat-up.mp3 Vanguard Weekly Wealth Series The financial planning industry is bracing itself for a wave of criticism and regulatory reform. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/FFC2B20B-D953-17DA-A8C2-2368C54C5AC6/mp3/risk-awareness.mp3 The popularity of Exchange Traded Funds (ETFs) remained high throughout the sharp downturn in global share markets. Tue, 17 Nov 2009 12:27:39 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/FFC2B20B-D953-17DA-A8C2-2368C54C5AC6/mp3/risk-awareness.mp3 Vanguard Weekly Wealth Series The popularity of Exchange Traded Funds (ETFs) remained high throughout the sharp downturn in global share markets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/FA0A6B14-B8D3-DB8C-8990-5D90CE84CF7E/mp3/death-disputes-be-prepared.mp3 Complaints to the Superannuation Complaints Tribunal about fund administration fell sharply during the September quarter, probably reflecting, in part, the reality that fund members are more satisfied with their funds' administration when investment returns are positive. Mon, 16 Nov 2009 09:47:29 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/FA0A6B14-B8D3-DB8C-8990-5D90CE84CF7E/mp3/death-disputes-be-prepared.mp3 Vanguard Weekly Wealth Series Complaints to the Superannuation Complaints Tribunal about fund administration fell sharply during the September quarter, probably reflecting, in part, the reality that fund members are more satisfied with their funds' administration when investment returns are positive. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EBA82A43-9E37-84E7-7A6E-11C885422CAB/mp3/keep-it-simple.mp3 First-time investors in Exchange Traded Funds (ETFs) should consider keeping their involvement as straightforward as possible. Fri, 13 Nov 2009 14:45:42 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EBA82A43-9E37-84E7-7A6E-11C885422CAB/mp3/keep-it-simple.mp3 Vanguard Weekly Wealth Series First-time investors in Exchange Traded Funds (ETFs) should consider keeping their involvement as straightforward as possible. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EAFA4C1F-A909-E824-215E-3EFB21C11DAB/mp3/off-a-ladder.mp3 Consider the real life case involving a couple in their sixties who had just retired with a large balance in their self-managed super fund – but then a shocking accident occurred. Fri, 13 Nov 2009 11:37:29 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EAFA4C1F-A909-E824-215E-3EFB21C11DAB/mp3/off-a-ladder.mp3 Vanguard Weekly Wealth Series Consider the real life case involving a couple in their sixties who had just retired with a large balance in their self-managed super fund – but then a shocking accident occurred. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DC1A10BC-A9E2-61BC-8824-DAD95BF07477/mp3/the-way-back.mp3 Many cashed-up trustees of self-managed funds may be watching the surging share prices of recent days with a growing sense of frustration. Tue, 10 Nov 2009 14:18:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DC1A10BC-A9E2-61BC-8824-DAD95BF07477/mp3/the-way-back.mp3 Vanguard Weekly Wealth Series Many cashed-up trustees of self-managed funds may be watching the surging share prices of recent days with a growing sense of frustration. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D7395749-FD96-8FB2-4ABE-3D26ECB3B1D8/mp3/is-it-all-over.mp3 Understandably, the recent correction on world sharemarkets had some investors asking themselves and their advisers: "Is the market rebound over so quickly?" Mon, 09 Nov 2009 15:33:10 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D7395749-FD96-8FB2-4ABE-3D26ECB3B1D8/mp3/is-it-all-over.mp3 Vanguard Weekly Wealth Series Understandably, the recent correction on world sharemarkets had some investors asking themselves and their advisers: "Is the market rebound over so quickly?" VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D7165353-EB37-4488-1050-E8F0515E4444/mp3/you-could-be-surprised.mp3 How does your super fund's account balance today compare with your balance of two years ago before world sharemarkets began to turn sharply downwards? Mon, 09 Nov 2009 14:55:37 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D7165353-EB37-4488-1050-E8F0515E4444/mp3/you-could-be-surprised.mp3 Vanguard Weekly Wealth Series How does your super fund's account balance today compare with your balance of two years ago before world sharemarkets began to turn sharply downwards? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C16DF92C-C4A3-4689-3129-FDA16F3BF4EE/mp3/no-discount-no-premium.mp3 One of the "big advantages" that Exchange Traded Funds (ETFs) have over listed investment companies (LICs) is that their trading price mirrors the value of the indices they track, emphasises specialist ETF adviser David Bassanese. Thu, 05 Nov 2009 09:58:56 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C16DF92C-C4A3-4689-3129-FDA16F3BF4EE/mp3/no-discount-no-premium.mp3 Vanguard Weekly Wealth Series One of the "big advantages" that Exchange Traded Funds (ETFs) have over listed investment companies (LICs) is that their trading price mirrors the value of the indices they track, emphasises specialist ETF adviser David Bassanese. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/BCAF7ADD-0349-1B09-330F-1B68D7543C3E/mp3/taking-the-bet-out-of-investing.mp3 The line between investing and gambling can at times be hard to draw. Wed, 04 Nov 2009 11:53:09 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/BCAF7ADD-0349-1B09-330F-1B68D7543C3E/mp3/taking-the-bet-out-of-investing.mp3 Vanguard Weekly Wealth Series The line between investing and gambling can at times be hard to draw. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B35B0EC6-EECA-3B97-CF88-AEB798E9C2F8/mp3/the-challenge-of-unretiring-for-early-retirees.mp3 Perhaps you are among the many early retirees who are thinking about how to "unretire" after the shakeup that the bear market has given to their retirement savings and to their investment confidence. Mon, 02 Nov 2009 16:24:20 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B35B0EC6-EECA-3B97-CF88-AEB798E9C2F8/mp3/the-challenge-of-unretiring-for-early-retirees.mp3 Vanguard Weekly Wealth Series Perhaps you are among the many early retirees who are thinking about how to "unretire" after the shakeup that the bear market has given to their retirement savings and to their investment confidence. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B25BD57D-AE36-7555-C1B4-88AA970580AB/mp3/a-memorable-one-liner.mp3 Former Minister for Superannuation Senator Nick Sherry gave one of this year's most memorable one-liners in superannuation. Fri, 30 Oct 2009 11:45:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B25BD57D-AE36-7555-C1B4-88AA970580AB/mp3/a-memorable-one-liner.mp3 Vanguard Weekly Wealth Series Former Minister for Superannuation Senator Nick Sherry gave one of this year's most memorable one-liners in superannuation. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B25F7264-EC75-4C17-F9C5-B0A44E7D99AD/mp3/investors-become-more-demanding.mp3 The combined forces of the bear market and the global financial crisis have undoubtedly made numerous institutional and personal investors more demanding. Thu, 29 Oct 2009 11:49:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B25F7264-EC75-4C17-F9C5-B0A44E7D99AD/mp3/investors-become-more-demanding.mp3 Vanguard Weekly Wealth Series The combined forces of the bear market and the global financial crisis have undoubtedly made numerous institutional and personal investors more demanding. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/98A0F32B-B8E2-F9A8-8A23-5098EE05DA2F/mp3/retiring-early-may-be-later-than-you-think.mp3 Early retirement is something many Australians aspire to. The notion of throwing off the shackles of work while still healthy and able to enjoy favorite activities clearly has its attractions. Wed, 28 Oct 2009 11:51:53 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/98A0F32B-B8E2-F9A8-8A23-5098EE05DA2F/mp3/retiring-early-may-be-later-than-you-think.mp3 Vanguard Weekly Wealth Series Early retirement is something many Australians aspire to. The notion of throwing off the shackles of work while still healthy and able to enjoy favorite activities clearly has its attractions. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/949993A7-9004-BC8F-CF94-3CAA5F3D5299/mp3/why-active-managers-buy-etfs.mp3 A study by the Morningstar research group suggests that many active equity funds in the US increase their holdings in highly liquid Exchange Traded Funds (ETFs) at times of market uncertainty or when unable to find suitably priced individual stocks rather than increase their exposure to cash. Tue, 27 Oct 2009 17:03:15 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/949993A7-9004-BC8F-CF94-3CAA5F3D5299/mp3/why-active-managers-buy-etfs.mp3 Vanguard Weekly Wealth Series A study by the Morningstar research group suggests that many active equity funds in the US increase their holdings in highly liquid Exchange Traded Funds (ETFs) at times of market uncertainty or when unable to find suitably priced individual stocks rather than increase their exposure to cash. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8E63FA0F-C400-8D42-3C39-C399461603F9/mp3/the-new-tax-planning-challenge.mp3 With the looming deadline for lodgment of our 2008-09 tax returns, more taxpayers will soon begin to focus on their tax-planning for current financial year. Mon, 26 Oct 2009 12:06:50 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8E63FA0F-C400-8D42-3C39-C399461603F9/mp3/the-new-tax-planning-challenge.mp3 Vanguard Weekly Wealth Series With the looming deadline for lodgment of our 2008-09 tax returns, more taxpayers will soon begin to focus on their tax-planning for current financial year. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7FA4DC92-AAC9-3016-3C82-987986412E67/mp3/risky-business.mp3 Investors should never overlook the degree of risk that an investment fund may be taking in an attempt to achieve its returns. Fri, 23 Oct 2009 15:23:12 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7FA4DC92-AAC9-3016-3C82-987986412E67/mp3/risky-business.mp3 Vanguard Weekly Wealth Series Investors should never overlook the degree of risk that an investment fund may be taking in an attempt to achieve its returns. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7EF4A5A9-B1B5-98EA-C4A3-A7BE86F9E045/mp3/out-in-the-cold.mp3 The self-employed unquestionably dominate the membership of the biggest and fastest growing superannuation sector, self-managed super with its $333 billion-plus in assets. Fri, 23 Oct 2009 12:03:34 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7EF4A5A9-B1B5-98EA-C4A3-A7BE86F9E045/mp3/out-in-the-cold.mp3 Vanguard Weekly Wealth Series The self-employed unquestionably dominate the membership of the biggest and fastest growing superannuation sector, self-managed super with its $333 billion-plus in assets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/743A804E-AC13-1A36-5F01-5D0C67B69182/mp3/shape-matters-when-it-comes-to-recoveries.mp3 This is looking increasingly like a tale of two recoveries. Wed, 21 Oct 2009 10:12:13 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/743A804E-AC13-1A36-5F01-5D0C67B69182/mp3/shape-matters-when-it-comes-to-recoveries.mp3 Vanguard Weekly Wealth Series This is looking increasingly like a tale of two recoveries. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6A0BCB81-046D-72AB-8A71-4AB0327FF53B/mp3/many-faces-of-super.mp3 One of the OECD's annual flagship publications, Pensions at a glance, is blunt in its assessment of how Australian superannuation funds coped with the bear market during the 2008 calendar year. Mon, 19 Oct 2009 10:45:02 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6A0BCB81-046D-72AB-8A71-4AB0327FF53B/mp3/many-faces-of-super.mp3 Vanguard Weekly Wealth Series One of the OECD's annual flagship publications, Pensions at a glance, is blunt in its assessment of how Australian superannuation funds coped with the bear market during the 2008 calendar year. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5A9F0CD7-EA91-A4D5-DCCE-629FC385654A/mp3/real-life-stories.mp3 Several of the most popular Smart Investing pieces recently have concerned the types of real-life circumstances that confront some of us from time to time. Fri, 16 Oct 2009 10:50:43 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5A9F0CD7-EA91-A4D5-DCCE-629FC385654A/mp3/real-life-stories.mp3 Vanguard Weekly Wealth Series Several of the most popular Smart Investing pieces recently have concerned the types of real-life circumstances that confront some of us from time to time. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/46C8C429-EF24-1C7F-67B6-B411767A3902/mp3/personal-lesson-from-law-enforcement-chief.mp3 When FBI director Robert Mueller admitted last week that he was "just a few clicks away from falling into a classic internet phishing scam" after receiving an email purportedly from his bank, it should send a resounding message to the rest of us. Mon, 12 Oct 2009 14:24:44 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/46C8C429-EF24-1C7F-67B6-B411767A3902/mp3/personal-lesson-from-law-enforcement-chief.mp3 Vanguard Weekly Wealth Series When FBI director Robert Mueller admitted last week that he was "just a few clicks away from falling into a classic internet phishing scam" after receiving an email purportedly from his bank, it should send a resounding message to the rest of us. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/369F4774-0257-F3F7-A07B-C9C9588C28B0/mp3/meet-a-savings-junkie.mp3 A 24-year-old investor wrote to Money Magazine in the US recently describing himself as a savings junkie. And he wanted to know whether he was concentrating too much on saving for retirement and not enough on enjoying life. Fri, 09 Oct 2009 11:06:27 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/369F4774-0257-F3F7-A07B-C9C9588C28B0/mp3/meet-a-savings-junkie.mp3 Vanguard Weekly Wealth Series A 24-year-old investor wrote to Money Magazine in the US recently describing himself as a savings junkie. And he wanted to know whether he was concentrating too much on saving for retirement and not enough on enjoying life. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5A752E5C-0A39-8BC1-3CD1-215403E48781/mp3/bumper-growth-gathers-pace.mp3 The burst in popularity of Exchange Traded Funds (ETFs) has received a further boost with the rebound of the Australian sharemarket – up 20% in the September quarter to record its biggest quarterly gain in 22 years. Thu, 08 Oct 2009 10:06:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5A752E5C-0A39-8BC1-3CD1-215403E48781/mp3/bumper-growth-gathers-pace.mp3 Vanguard Weekly Wealth Series The burst in popularity of Exchange Traded Funds (ETFs) has received a further boost with the rebound of the Australian sharemarket – up 20% in the September quarter to record its biggest quarterly gain in 22 years. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2C1F48F4-E816-ED84-8B14-66DA03B910C9/mp3/market-timing-an-investors-game-of-chance.mp3 When you look back over the history of sharemarket crashes there is one recurring theme that emerges. Wed, 07 Oct 2009 10:04:04 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2C1F48F4-E816-ED84-8B14-66DA03B910C9/mp3/market-timing-an-investors-game-of-chance.mp3 Vanguard Weekly Wealth Series When you look back over the history of sharemarket crashes there is one recurring theme that emerges. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/22374F6B-ECD7-7E6E-9253-95DD8AA5C9B4/mp3/double-sided-approach-to-SMSF-compliance.mp3 As the deadline looms closer for lodging SMSF regulatory and tax returns, fund trustees and approved auditors face a reminder of how much the global financial crisis rocked their funds’ portfolios in the 12 months to June 30 – in addition to its impact during the previous year. Mon, 05 Oct 2009 10:54:06 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/22374F6B-ECD7-7E6E-9253-95DD8AA5C9B4/mp3/double-sided-approach-to-SMSF-compliance.mp3 Vanguard Weekly Wealth Series As the deadline looms closer for lodging SMSF regulatory and tax returns, fund trustees and approved auditors face a reminder of how much the global financial crisis rocked their funds’ portfolios in the 12 months to June 30 – in addition to its impact during the previous year. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1411A40E-C061-A00F-E276-367B96408C0A/mp3/difficult-to-find-sympathy-for-the-super-rich.mp3 This may seem a little harsh but it is difficult to initially find much sympathy for the financial state of the truly wealthy. Fri, 02 Oct 2009 17:05:15 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1411A40E-C061-A00F-E276-367B96408C0A/mp3/difficult-to-find-sympathy-for-the-super-rich.mp3 Vanguard Weekly Wealth Series This may seem a little harsh but it is difficult to initially find much sympathy for the financial state of the truly wealthy. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/14108E98-DA0A-1251-E86A-FAF18A96D13E/mp3/SI02102009ETF.mp3 Some investors would query whether there is a place for both Exchange Traded Funds (ETFs) and traditional index funds in their investment portfolios. Fri, 02 Oct 2009 17:01:49 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/14108E98-DA0A-1251-E86A-FAF18A96D13E/mp3/SI02102009ETF.mp3 Vanguard Weekly Wealth Series Some investors would query whether there is a place for both Exchange Traded Funds (ETFs) and traditional index funds in their investment portfolios. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/08F71EB1-93BA-E16E-0642-CC970BC63F95/mp3/why-rate-rises-can-be-good-news.mp3 The great interest rate debate is on in earnest. In many ways this is a good thing – a tangible and positive sign of economic and market conditions returning to operating within more normal bands. Wed, 30 Sep 2009 13:19:32 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/08F71EB1-93BA-E16E-0642-CC970BC63F95/mp3/why-rate-rises-can-be-good-news.mp3 Vanguard Weekly Wealth Series The great interest rate debate is on in earnest. In many ways this is a good thing – a tangible and positive sign of economic and market conditions returning to operating within more normal bands. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/21D9B2CD-CD2B-C7C3-282B-DDFEBE20BFC3/mp3/an-alternative-to-index-hugging-active-managers.mp3 There are probably fewer sharper criticisms of an active fund manager than to be called an "index-hugger". Tue, 29 Sep 2009 10:17:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/21D9B2CD-CD2B-C7C3-282B-DDFEBE20BFC3/mp3/an-alternative-to-index-hugging-active-managers.mp3 Vanguard Weekly Wealth Series There are probably fewer sharper criticisms of an active fund manager than to be called an "index-hugger". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EFEF7C96-95F9-C288-25FB-FD323A0D8078/mp3/etfs-for-reentry-strategies.mp3 A challenge for cashed-up investors who may feel more confident about the outlook for the market is to determine how to re-enter it. Fri, 25 Sep 2009 16:41:03 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EFEF7C96-95F9-C288-25FB-FD323A0D8078/mp3/etfs-for-reentry-strategies.mp3 Vanguard Weekly Wealth Series A challenge for cashed-up investors who may feel more confident about the outlook for the market is to determine how to re-enter it. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EFE9DB47-CE27-0536-AB50-8648C12B1B8F/mp3/have-you-heard-the-joke-about.mp3 Investors who heavily rely on equity and economic forecasts when making their investment decisions risk becoming extremely confused. And that could even be an understatement. Fri, 25 Sep 2009 16:32:44 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EFE9DB47-CE27-0536-AB50-8648C12B1B8F/mp3/have-you-heard-the-joke-about.mp3 Vanguard Weekly Wealth Series Investors who heavily rely on equity and economic forecasts when making their investment decisions risk becoming extremely confused. And that could even be an understatement. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54D6FED-CBA2-C46E-508E-BDDA08AEFC5B/mp3/etfs-a-global-phenomenon.mp3 Many Australian investors who are contemplating an investment in Exchange Traded Funds (ETFs) for the first time may not realise the strength of the global take-up of these securities. It’s staggering. Wed, 23 Sep 2009 15:07:32 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54D6FED-CBA2-C46E-508E-BDDA08AEFC5B/mp3/etfs-a-global-phenomenon.mp3 Vanguard Weekly Wealth Series Many Australian investors who are contemplating an investment in Exchange Traded Funds (ETFs) for the first time may not realise the strength of the global take-up of these securities. It’s staggering. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54D6FED-CBA2-C46E-508E-BDDA08AEFC5B/mp3/etfs-a-global-phenomenon.mp3 Many Australian investors who are contemplating an investment in Exchange Traded Funds (ETFs) for the first time may not realise the strength of the global take-up of these securities. It’s staggering. Wed, 23 Sep 2009 15:07:32 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54D6FED-CBA2-C46E-508E-BDDA08AEFC5B/mp3/etfs-a-global-phenomenon.mp3 Vanguard Weekly Wealth Series Many Australian investors who are contemplating an investment in Exchange Traded Funds (ETFs) for the first time may not realise the strength of the global take-up of these securities. It’s staggering. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54B9482-02D1-B575-8B63-47E7E99369DB/mp3/downturn-pushes-etf-surge.mp3 Specialist Exchange Traded Fund (ETF) researcher Michael Krause attributes the latest surge in the international popularity of the securities in part to the uncertainty flowing from the global financial crisis. Wed, 23 Sep 2009 15:04:09 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54B9482-02D1-B575-8B63-47E7E99369DB/mp3/downturn-pushes-etf-surge.mp3 Vanguard Weekly Wealth Series Specialist Exchange Traded Fund (ETF) researcher Michael Krause attributes the latest surge in the international popularity of the securities in part to the uncertainty flowing from the global financial crisis. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54B9482-02D1-B575-8B63-47E7E99369DB/mp3/downturn-pushes-etf-surge.mp3 Specialist Exchange Traded Fund (ETF) researcher Michael Krause attributes the latest surge in the international popularity of the securities in part to the uncertainty flowing from the global financial crisis. Wed, 23 Sep 2009 15:04:09 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E54B9482-02D1-B575-8B63-47E7E99369DB/mp3/downturn-pushes-etf-surge.mp3 Vanguard Weekly Wealth Series Specialist Exchange Traded Fund (ETF) researcher Michael Krause attributes the latest surge in the international popularity of the securities in part to the uncertainty flowing from the global financial crisis. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E51224A0-EC94-837C-C20B-BD918035527D/mp3/outside-the-comfort-zone.mp3 Many SMSF trustees – and numerous other investors for that matter – have a favourite half dozen or so stocks in their portfolios but then, understandable, feel uncomfortable about venturing outside their personal comfort zone. Wed, 23 Sep 2009 13:59:51 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E51224A0-EC94-837C-C20B-BD918035527D/mp3/outside-the-comfort-zone.mp3 Vanguard Weekly Wealth Series Many SMSF trustees – and numerous other investors for that matter – have a favourite half dozen or so stocks in their portfolios but then, understandable, feel uncomfortable about venturing outside their personal comfort zone. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E51224A0-EC94-837C-C20B-BD918035527D/mp3/outside-the-comfort-zone.mp3 Many SMSF trustees – and numerous other investors for that matter – have a favourite half dozen or so stocks in their portfolios but then, understandable, feel uncomfortable about venturing outside their personal comfort zone. Wed, 23 Sep 2009 13:59:51 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E51224A0-EC94-837C-C20B-BD918035527D/mp3/outside-the-comfort-zone.mp3 Vanguard Weekly Wealth Series Many SMSF trustees – and numerous other investors for that matter – have a favourite half dozen or so stocks in their portfolios but then, understandable, feel uncomfortable about venturing outside their personal comfort zone. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E406DE48-9EED-54A1-9F76-3F7C801130CD/mp3/rebalancing-risk.mp3 The power of an investor’s asset allocation is increasingly understood to be the most important decision an investor makes. Wed, 23 Sep 2009 09:11:02 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E406DE48-9EED-54A1-9F76-3F7C801130CD/mp3/rebalancing-risk.mp3 Vanguard Weekly Wealth Series The power of an investor’s asset allocation is increasingly understood to be the most important decision an investor makes. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DA8FC508-C79E-1215-F69F-58234AD2A70C/mp3/on-the-margin.mp3 The rebound in share prices is giving some investors more confidence to take margin loans. Mon, 21 Sep 2009 13:03:36 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DA8FC508-C79E-1215-F69F-58234AD2A70C/mp3/on-the-margin.mp3 Vanguard Weekly Wealth Series The rebound in share prices is giving some investors more confidence to take margin loans. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CB153D22-CEB5-0C9D-0C53-C5160E9B3DEF/mp3/dumb-dumber-dumbest.mp3 One of Smart Investing’s more favoured topics is to warn investors about the dangers of letting emotions enter their investment decisions. Fri, 18 Sep 2009 12:45:44 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CB153D22-CEB5-0C9D-0C53-C5160E9B3DEF/mp3/dumb-dumber-dumbest.mp3 Vanguard Weekly Wealth Series One of Smart Investing’s more favoured topics is to warn investors about the dangers of letting emotions enter their investment decisions. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C0540D22-FF24-99EC-7CCD-3A53B672FB81/mp3/anniversary-lessons.mp3 Anniversaries are an effective way of reminding us that we are all a year older. The question when it comes to the global financial crisis is whether we are any the wiser. Wed, 16 Sep 2009 10:48:44 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C0540D22-FF24-99EC-7CCD-3A53B672FB81/mp3/anniversary-lessons.mp3 Vanguard Weekly Wealth Series Anniversaries are an effective way of reminding us that we are all a year older. The question when it comes to the global financial crisis is whether we are any the wiser. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/BAF58532-A561-904F-6440-EF468FB18324/mp3/reinvention-of-retirement.mp3 There is, of course, no instant panacea to apply on the eve of retirement to address the combined consequences of inadequate retirement savings and increasing longevity. Tue, 15 Sep 2009 09:47:42 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/BAF58532-A561-904F-6440-EF468FB18324/mp3/reinvention-of-retirement.mp3 Vanguard Weekly Wealth Series There is, of course, no instant panacea to apply on the eve of retirement to address the combined consequences of inadequate retirement savings and increasing longevity. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A6BB068B-9704-8F8B-5AE1-0B4FA15B44B6/mp3/help-with-a-million-dollars.mp3 A 23-year-old recently wrote to the editor of Money Magazine in the US saying that he had little idea about how to invest $1 million that he had recently inherited. Fri, 11 Sep 2009 11:31:47 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A6BB068B-9704-8F8B-5AE1-0B4FA15B44B6/mp3/help-with-a-million-dollars.mp3 Vanguard Weekly Wealth Series A 23-year-old recently wrote to the editor of Money Magazine in the US saying that he had little idea about how to invest $1 million that he had recently inherited. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A67FD3E4-9154-D20F-A716-F87ADE16648D/mp3/wanted-advice-on-etfs.mp3 A reflection of the growing popularity of Exchange Traded Funds (ETFs) is the seemingly insatiable demand at this point for professional advice on the securities. Fri, 11 Sep 2009 10:25:31 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A67FD3E4-9154-D20F-A716-F87ADE16648D/mp3/wanted-advice-on-etfs.mp3 Vanguard Weekly Wealth Series A reflection of the growing popularity of Exchange Traded Funds (ETFs) is the seemingly insatiable demand at this point for professional advice on the securities. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A67FD3E4-9154-D20F-A716-F87ADE16648D/mp3/wanted-advice-on-etfs.mp3 A reflection of the growing popularity of Exchange Traded Funds (ETFs) is the seemingly insatiable demand at this point for professional advice on the securities. Fri, 11 Sep 2009 10:25:31 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A67FD3E4-9154-D20F-A716-F87ADE16648D/mp3/wanted-advice-on-etfs.mp3 Vanguard Weekly Wealth Series A reflection of the growing popularity of Exchange Traded Funds (ETFs) is the seemingly insatiable demand at this point for professional advice on the securities. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9CA410B3-0D4C-71C7-45A3-F5CAEE1E2D87/mp3/retirement-income-looms-as-supers-biggest-challenge.mp3 Our superannuation system has weathered the toughest stress test it has ever faced and has emerged from the global financial crisis with world-leading growth numbers. Wed, 09 Sep 2009 12:29:40 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9CA410B3-0D4C-71C7-45A3-F5CAEE1E2D87/mp3/retirement-income-looms-as-supers-biggest-challenge.mp3 Vanguard Weekly Wealth Series Our superannuation system has weathered the toughest stress test it has ever faced and has emerged from the global financial crisis with world-leading growth numbers. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/96B9BE04-BDDD-DAA9-91C2-CBA9511B3043/mp3/strike-back.mp3 ASIC has stepped-up its strike against illegal schemes to gain early access to super. Tue, 08 Sep 2009 08:53:51 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/96B9BE04-BDDD-DAA9-91C2-CBA9511B3043/mp3/strike-back.mp3 Vanguard Weekly Wealth Series ASIC has stepped-up its strike against illegal schemes to gain early access to super. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9727235F-FFA3-5A17-35F7-5F89101DED45/mp3/challenge-for-fledgling-smsf-trustees.mp3 One of the greatest challenges for new SMSF trustees is to create their funds’ first investment portfolios. Mon, 07 Sep 2009 10:55:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9727235F-FFA3-5A17-35F7-5F89101DED45/mp3/challenge-for-fledgling-smsf-trustees.mp3 Vanguard Weekly Wealth Series One of the greatest challenges for new SMSF trustees is to create their funds’ first investment portfolios. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9727235F-FFA3-5A17-35F7-5F89101DED45/mp3/challenge-for-fledgling-smsf-trustees.mp3 One of the greatest challenges for new SMSF trustees is to create their funds’ first investment portfolios. Mon, 07 Sep 2009 10:55:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9727235F-FFA3-5A17-35F7-5F89101DED45/mp3/challenge-for-fledgling-smsf-trustees.mp3 Vanguard Weekly Wealth Series One of the greatest challenges for new SMSF trustees is to create their funds’ first investment portfolios. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/83BB95CA-E108-ACD5-DD0A-AB19FB1DB250/mp3/debunking-a-super-myth.mp3 It seems that fears expressed about individuals with extremely low super balances being enticed out of big funds to establish their own SMSFs are sometimes overstated. Fri, 04 Sep 2009 16:25:34 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/83BB95CA-E108-ACD5-DD0A-AB19FB1DB250/mp3/debunking-a-super-myth.mp3 Vanguard Weekly Wealth Series It seems that fears expressed about individuals with extremely low super balances being enticed out of big funds to establish their own SMSFs are sometimes overstated. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8360D6A5-9C08-1F15-70BB-FFF325CE9F12/mp3/a-year-to-remember-for-etfs.mp3 Despite the severity of the bear market, Exchange Traded Funds (ETFs) have had a remarkable 12 months in terms of their fast-growing market capitalisation. Fri, 04 Sep 2009 14:34:59 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8360D6A5-9C08-1F15-70BB-FFF325CE9F12/mp3/a-year-to-remember-for-etfs.mp3 Vanguard Weekly Wealth Series Despite the severity of the bear market, Exchange Traded Funds (ETFs) have had a remarkable 12 months in terms of their fast-growing market capitalisation. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8360D6A5-9C08-1F15-70BB-FFF325CE9F12/mp3/a-year-to-remember-for-etfs.mp3 Despite the severity of the bear market, Exchange Traded Funds (ETFs) have had a remarkable 12 months in terms of their fast-growing market capitalisation. Fri, 04 Sep 2009 14:34:59 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8360D6A5-9C08-1F15-70BB-FFF325CE9F12/mp3/a-year-to-remember-for-etfs.mp3 Vanguard Weekly Wealth Series Despite the severity of the bear market, Exchange Traded Funds (ETFs) have had a remarkable 12 months in terms of their fast-growing market capitalisation. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/785FEE49-C074-B4FC-11A7-1C92D90C6CD4/mp3/defusing-weapons-of-wealth-destruction.mp3 Books on investing tend to fall into two camps. Wed, 02 Sep 2009 11:26:48 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/785FEE49-C074-B4FC-11A7-1C92D90C6CD4/mp3/defusing-weapons-of-wealth-destruction.mp3 Vanguard Weekly Wealth Series Books on investing tend to fall into two camps. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6DFD9323-F516-3278-DD5D-231564A4F055/mp3/what-was-i-thinking.mp3 Innumerable investors would have been putting themselves through some sort of tough self-examination over the past year or so. Mon, 31 Aug 2009 11:04:36 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6DFD9323-F516-3278-DD5D-231564A4F055/mp3/what-was-i-thinking.mp3 Vanguard Weekly Wealth Series Innumerable investors would have been putting themselves through some sort of tough self-examination over the past year or so. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5F60CBA1-FD0F-8851-B492-BCF298659527/mp3/the-quiet-super-review.mp3 Of all the reviews taking place this year with implications directly or indirectly for superannuation, one receives little attention in the press - at least to date - despite its immense importance. Fri, 28 Aug 2009 14:57:38 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5F60CBA1-FD0F-8851-B492-BCF298659527/mp3/the-quiet-super-review.mp3 Vanguard Weekly Wealth Series Of all the reviews taking place this year with implications directly or indirectly for superannuation, one receives little attention in the press - at least to date - despite its immense importance. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5459CD45-E343-B31F-FC24-D260F0D45DCA/mp3/when-is-a-good-time-to-invest.mp3 The worst must be over. Investing is back on the acceptable list of dinner party conversation topics. Wed, 26 Aug 2009 11:30:59 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5459CD45-E343-B31F-FC24-D260F0D45DCA/mp3/when-is-a-good-time-to-invest.mp3 Vanguard Weekly Wealth Series The worst must be over. Investing is back on the acceptable list of dinner party conversation topics. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/499F12E1-951D-FEA3-E7DA-9FF37DBC0D76/mp3/when-fund-members-become-a-little-crankier.mp3 The Superannuation Complaints Tribunal has documented how complaints by super fund members about their funds’ administration have risen with the global financial crisis and successive negative fund returns. Mon, 24 Aug 2009 09:35:57 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/499F12E1-951D-FEA3-E7DA-9FF37DBC0D76/mp3/when-fund-members-become-a-little-crankier.mp3 Vanguard Weekly Wealth Series The Superannuation Complaints Tribunal has documented how complaints by super fund members about their funds’ administration have risen with the global financial crisis and successive negative fund returns. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3AAD170E-CD5E-BB7C-EC64-077DDB15907A/mp3/inside-smsfs.mp3 How has your self-managed super fund fared over the 12 months to June 30? Broadly speaking, most SMSFs would have produced back-to-back negative returns unless their asset allocations were highly conservative. No surprises there. Fri, 21 Aug 2009 11:55:55 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3AAD170E-CD5E-BB7C-EC64-077DDB15907A/mp3/inside-smsfs.mp3 Vanguard Weekly Wealth Series How has your self-managed super fund fared over the 12 months to June 30? Broadly speaking, most SMSFs would have produced back-to-back negative returns unless their asset allocations were highly conservative. No surprises there. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/30526A01-9EA0-4EA3-7568-78D3C9032027/mp3/asic-takes-aim-at-commissions-and-conflicts.mp3 Momentum swings are all part of the investment market cycle. And we are in the middle of another right now. A few short months ago the "R" word meant just one thing - recession. Wed, 19 Aug 2009 11:41:47 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/30526A01-9EA0-4EA3-7568-78D3C9032027/mp3/asic-takes-aim-at-commissions-and-conflicts.mp3 Vanguard Weekly Wealth Series Momentum swings are all part of the investment market cycle. And we are in the middle of another right now. A few short months ago the "R" word meant just one thing - recession. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/274E3EE3-F2D4-288B-6104-93CE46F99BA9/mp3/beware-of-overreactions.mp3 If you are a member of a large super fund, how will you react to your annual fund statement when it arrives in your letterbox over the next few weeks? Mon, 17 Aug 2009 17:41:09 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/274E3EE3-F2D4-288B-6104-93CE46F99BA9/mp3/beware-of-overreactions.mp3 Vanguard Weekly Wealth Series If you are a member of a large super fund, how will you react to your annual fund statement when it arrives in your letterbox over the next few weeks? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/166B5790-BF98-E026-4947-7DF51A4E3C07/mp3/a-determined-tram-driver.mp3 Consider the 63-year-old Melbourne tram driver who earns about $55,000 a year yet last year managed to make salary-sacrificed contributions totalling $35,000. Fri, 14 Aug 2009 10:56:48 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/166B5790-BF98-E026-4947-7DF51A4E3C07/mp3/a-determined-tram-driver.mp3 Vanguard Weekly Wealth Series Consider the 63-year-old Melbourne tram driver who earns about $55,000 a year yet last year managed to make salary-sacrificed contributions totalling $35,000. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0C3B0EFB-D052-63FD-9E88-096FA5478845/mp3/flexibility-key-to-getting-super-back-on-track.mp3 The global financial crisis did not just impact individual investor portfolios, it also provided a severe stress test to our entire superannuation system. Wed, 12 Aug 2009 11:22:50 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0C3B0EFB-D052-63FD-9E88-096FA5478845/mp3/flexibility-key-to-getting-super-back-on-track.mp3 Vanguard Weekly Wealth Series The global financial crisis did not just impact individual investor portfolios, it also provided a severe stress test to our entire superannuation system. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/021336CD-F72F-1496-85F4-6CEB66190191/mp3/too-good-to-be-true1.mp3 Eight years ago, a reporter with Barron’s magazine, Erin Arvedlund, asked the since-disgraced Bernie Madoff to explain how he achieved his claimed investment returns. Mon, 10 Aug 2009 12:06:36 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/021336CD-F72F-1496-85F4-6CEB66190191/mp3/too-good-to-be-true1.mp3 Vanguard Weekly Wealth Series Eight years ago, a reporter with Barron’s magazine, Erin Arvedlund, asked the since-disgraced Bernie Madoff to explain how he achieved his claimed investment returns. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F2744148-EE35-6EF2-1CBB-4AF0F184D3FF/mp3/something-remarkable-with-smsfs.mp3 The tax office's blueprint for its priorities in the 11 months ahead - officially known as its compliance program 2009-10 - contains a rather remarkable revelation regarding self-managed super funds. Fri, 07 Aug 2009 10:40:13 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F2744148-EE35-6EF2-1CBB-4AF0F184D3FF/mp3/something-remarkable-with-smsfs.mp3 Vanguard Weekly Wealth Series The tax office's blueprint for its priorities in the 11 months ahead - officially known as its compliance program 2009-10 - contains a rather remarkable revelation regarding self-managed super funds. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E8226C9D-0157-5C11-E0D4-D04889DE2802/mp3/indexing-vs-active-when-two-worlds-collide.mp3 Here is a simple question every investor ought to be able to answer. What do you pay active fund managers to do? Wed, 05 Aug 2009 11:04:22 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E8226C9D-0157-5C11-E0D4-D04889DE2802/mp3/indexing-vs-active-when-two-worlds-collide.mp3 Vanguard Weekly Wealth Series Here is a simple question every investor ought to be able to answer. What do you pay active fund managers to do? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DD7E8F5A-D7CE-E0E1-4D2E-E117A15F185E/mp3/default-portfolios-by-choice.mp3 It is often assumed that almost all members of large super funds do not bother to make what is generally called an "active investment choice of fund" and therefore end up in default funds chosen by their employers. Mon, 03 Aug 2009 09:40:38 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DD7E8F5A-D7CE-E0E1-4D2E-E117A15F185E/mp3/default-portfolios-by-choice.mp3 Vanguard Weekly Wealth Series It is often assumed that almost all members of large super funds do not bother to make what is generally called an "active investment choice of fund" and therefore end up in default funds chosen by their employers. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CE442378-004C-F5FE-A0C3-E2A0D2366EF0/mp3/looking-foward-looking-back.mp3 Has the sharemarket really entered a cyclical bull market? This is a question that investors are increasingly asking themselves and their advisers as the market continues on its upward path, albeit with a few stops for breath. Fri, 31 Jul 2009 10:42:45 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CE442378-004C-F5FE-A0C3-E2A0D2366EF0/mp3/looking-foward-looking-back.mp3 Vanguard Weekly Wealth Series Has the sharemarket really entered a cyclical bull market? This is a question that investors are increasingly asking themselves and their advisers as the market continues on its upward path, albeit with a few stops for breath. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C3A75ACF-CDA9-50F8-736F-D1A517E4EBF7/mp3/reality-check-on-shares-winning-streak.mp3 Politicians and economists share a common ability to fearlessly predict the way forward where mere mortals see confusion and uncertainty… Wed, 29 Jul 2009 09:15:06 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C3A75ACF-CDA9-50F8-736F-D1A517E4EBF7/mp3/reality-check-on-shares-winning-streak.mp3 Vanguard Weekly Wealth Series Politicians and economists share a common ability to fearlessly predict the way forward where mere mortals see confusion and uncertainty… VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B9ECDE7F-EAE7-4333-6B63-6B80D8068876/mp3/race-to-deliver-bad-news.mp3 It’s interesting to note that two of the main super fund rating agencies, Chant West and SuperRatings, appear to be racing each month to see which can be first to deliver the latest fund returns. Mon, 27 Jul 2009 11:55:46 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B9ECDE7F-EAE7-4333-6B63-6B80D8068876/mp3/race-to-deliver-bad-news.mp3 Vanguard Weekly Wealth Series It’s interesting to note that two of the main super fund rating agencies, Chant West and SuperRatings, appear to be racing each month to see which can be first to deliver the latest fund returns. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A9CCC0C4-B248-4ED7-6335-05488ACBB264/mp3/hard-at-work-after-all-this-time.mp3 The urge to retire is not nearly as strong as it once was for thousands of Australians – a trend that must have been given a mighty push by the impact of the global financial crisis on retirement savings. Fri, 24 Jul 2009 08:44:44 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A9CCC0C4-B248-4ED7-6335-05488ACBB264/mp3/hard-at-work-after-all-this-time.mp3 Vanguard Weekly Wealth Series The urge to retire is not nearly as strong as it once was for thousands of Australians – a trend that must have been given a mighty push by the impact of the global financial crisis on retirement savings. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A00C0E1F-B52E-0E65-4557-AD35029ABF7B/mp3/investor-challenge-the-point-of-re-entry.mp3 There is nothing like quite like a run of consecutive days of gains to restore faith in the sharemarket’s long-term growth prospects. Wed, 22 Jul 2009 11:20:10 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A00C0E1F-B52E-0E65-4557-AD35029ABF7B/mp3/investor-challenge-the-point-of-re-entry.mp3 Vanguard Weekly Wealth Series There is nothing like quite like a run of consecutive days of gains to restore faith in the sharemarket’s long-term growth prospects. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/96294D9D-0F02-C345-EA83-83DB8400DB52/mp3/stinging-message-for-smsfs.mp3 The Australian Taxation Office – as regulator of Australia’s 407,000 self-managed super funds – has sent a stinging message to fund trustees: get your fund in order or possibly face one of the toughest actions that it can apply. Mon, 20 Jul 2009 13:14:47 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/96294D9D-0F02-C345-EA83-83DB8400DB52/mp3/stinging-message-for-smsfs.mp3 Vanguard Weekly Wealth Series The Australian Taxation Office – as regulator of Australia’s 407,000 self-managed super funds – has sent a stinging message to fund trustees: get your fund in order or possibly face one of the toughest actions that it can apply. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8710F4F9-F368-80E4-1114-0F9CE82E3427/mp3/super-scams-keep-coming.mp3 With unemployment set to keep rising, no doubt we will increasingly hear of attempts to gain early access to superannuation savings before retirement. Fri, 17 Jul 2009 14:54:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8710F4F9-F368-80E4-1114-0F9CE82E3427/mp3/super-scams-keep-coming.mp3 Vanguard Weekly Wealth Series With unemployment set to keep rising, no doubt we will increasingly hear of attempts to gain early access to superannuation savings before retirement. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7C1B3C3E-D929-1527-D2CF-6870AB00CFCE/mp3/super-contentious.mp3 Few issues are more controversial in super than how super fund investment performance is reported and discussions about which factors drive fund performance. Wed, 15 Jul 2009 11:46:57 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7C1B3C3E-D929-1527-D2CF-6870AB00CFCE/mp3/super-contentious.mp3 Vanguard Weekly Wealth Series Few issues are more controversial in super than how super fund investment performance is reported and discussions about which factors drive fund performance. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/71BA0901-E2E3-0D36-6BA4-CEA94B9291DD/mp3/celebrity-finance-lessons-for-all-of-us.mp3 The death of pop celebrity Michael Jackson has set personal investment commentator James Stewart thinking about the chaotic state of Jackson's personal finances. Mon, 13 Jul 2009 11:21:31 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/71BA0901-E2E3-0D36-6BA4-CEA94B9291DD/mp3/celebrity-finance-lessons-for-all-of-us.mp3 Vanguard Weekly Wealth Series The death of pop celebrity Michael Jackson has set personal investment commentator James Stewart thinking about the chaotic state of Jackson's personal finances. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/622E992F-CDDF-DC12-FFF0-7B06688F7B9F/mp3/divorce-defying-trend.mp3 Logic might suggest that the extra pressures on marriages from the global financial crisis may trigger the breakup of more relationships. Fri, 10 Jul 2009 10:58:46 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/622E992F-CDDF-DC12-FFF0-7B06688F7B9F/mp3/divorce-defying-trend.mp3 Vanguard Weekly Wealth Series Logic might suggest that the extra pressures on marriages from the global financial crisis may trigger the breakup of more relationships. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/576C7CB0-BF15-E88C-C86C-DD13F3B66692/mp3/rethinking-retirement.mp3 Two magazines landed on the desk this month. One promoted the idea that it was still possible to "Retire Rich". The other proclaimed the "End of Retirement". Wed, 08 Jul 2009 08:51:53 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/576C7CB0-BF15-E88C-C86C-DD13F3B66692/mp3/rethinking-retirement.mp3 Vanguard Weekly Wealth Series Two magazines landed on the desk this month. One promoted the idea that it was still possible to "Retire Rich". The other proclaimed the "End of Retirement". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4DF106B4-91D1-BC9C-AB09-6963E68151ED/mp3/when-the-tide-runs-out.mp3 When investment markets and economies turn sharply downturns, countless poor and dishonest investment practices are inevitably exposed. Mon, 06 Jul 2009 12:40:52 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4DF106B4-91D1-BC9C-AB09-6963E68151ED/mp3/when-the-tide-runs-out.mp3 Vanguard Weekly Wealth Series When investment markets and economies turn sharply downturns, countless poor and dishonest investment practices are inevitably exposed. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3DF9B33D-EBBC-BE82-40DA-CD87A08BA39A/mp3/lessons-from-a-tough-year.mp3 After a financial year that most investors would want to forget, a worthwhile exercise is to ask what has been learned. Fri, 03 Jul 2009 10:16:53 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3DF9B33D-EBBC-BE82-40DA-CD87A08BA39A/mp3/lessons-from-a-tough-year.mp3 Vanguard Weekly Wealth Series After a financial year that most investors would want to forget, a worthwhile exercise is to ask what has been learned. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/33F38EF4-A247-FC60-D7E4-B84C04B7CE39/mp3/product-tax-purge-points-to-a-back-to-basics-new-year.mp3 The investment industry is subject to product fads and marketing blitzes just like any other business. Wed, 01 Jul 2009 11:33:26 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/33F38EF4-A247-FC60-D7E4-B84C04B7CE39/mp3/product-tax-purge-points-to-a-back-to-basics-new-year.mp3 Vanguard Weekly Wealth Series The investment industry is subject to product fads and marketing blitzes just like any other business. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2953C607-C26C-9B43-737B-A18110B0C920/mp3/protection-money.mp3 Have you recently asked yourself whether the levels of your death and TPD (total and permanent disability), and income-protection insurance are adequate? Mon, 29 Jun 2009 10:01:39 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2953C607-C26C-9B43-737B-A18110B0C920/mp3/protection-money.mp3 Vanguard Weekly Wealth Series Have you recently asked yourself whether the levels of your death and TPD (total and permanent disability), and income-protection insurance are adequate? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/19C2009E-BA9E-0998-98BA-A84CF9445ECA/mp3/utegate-dominates.mp3 While "Utegate" dominated this week's headlines, two highly significant superannuation developments in Canberra did't seem to get much attention – despite their potential impact on older Australians who are trying to maximise their super savings. Fri, 26 Jun 2009 09:23:44 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/19C2009E-BA9E-0998-98BA-A84CF9445ECA/mp3/utegate-dominates.mp3 Vanguard Weekly Wealth Series While "Utegate" dominated this week's headlines, two highly significant superannuation developments in Canberra did't seem to get much attention – despite their potential impact on older Australians who are trying to maximise their super savings. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0FA8DDE2-D7E6-A63A-8588-85A4DB446BB6/mp3/making-a-good-crisis-work-for-you.mp3 From the turmoil of the global financial crisis a significant opportunity is emerging to recast the role of financial planning services. Wed, 24 Jun 2009 10:18:31 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0FA8DDE2-D7E6-A63A-8588-85A4DB446BB6/mp3/making-a-good-crisis-work-for-you.mp3 Vanguard Weekly Wealth Series From the turmoil of the global financial crisis a significant opportunity is emerging to recast the role of financial planning services. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/05991B59-F404-DABF-BEAE-E718C23FD013/mp3/rebuilding-retirement-savings.mp3 There is no question that the impact of the world financial crisis on investment portfolios is leading astute investors to reexamine their personal finances and retirement-savings strategies. Mon, 22 Jun 2009 11:31:01 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/05991B59-F404-DABF-BEAE-E718C23FD013/mp3/rebuilding-retirement-savings.mp3 Vanguard Weekly Wealth Series There is no question that the impact of the world financial crisis on investment portfolios is leading astute investors to reexamine their personal finances and retirement-savings strategies. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F6D4CB2B-97C7-800F-D806-C35F5230DE3B/mp3/super-catch-up.mp3 Are you in your late forties or early fifties and beginning to experience financial freedom for the first time in many years? Fri, 19 Jun 2009 14:38:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F6D4CB2B-97C7-800F-D806-C35F5230DE3B/mp3/super-catch-up.mp3 Vanguard Weekly Wealth Series Are you in your late forties or early fifties and beginning to experience financial freedom for the first time in many years? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EB981ADD-AFEA-95FC-D9D2-4D4934C417B8/mp3/new-smsf-trustees-face-first-major-hurdle.mp3 An estimated 70,000 new SMSFs trustees will be responsible for filing their first annual tax and compliance statements after June 30 this year. Wed, 17 Jun 2009 10:21:24 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EB981ADD-AFEA-95FC-D9D2-4D4934C417B8/mp3/new-smsf-trustees-face-first-major-hurdle.mp3 Vanguard Weekly Wealth Series An estimated 70,000 new SMSFs trustees will be responsible for filing their first annual tax and compliance statements after June 30 this year. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E14093FC-D360-DB61-4EAE-24C9212449A3/mp3/not-more-of-the-same.mp3 Every June about this time, the tax office issues warnings to taxpayers about what areas it will pay particular attention to when processing their imminent tax returns. Mon, 15 Jun 2009 10:10:30 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E14093FC-D360-DB61-4EAE-24C9212449A3/mp3/not-more-of-the-same.mp3 Vanguard Weekly Wealth Series Every June about this time, the tax office issues warnings to taxpayers about what areas it will pay particular attention to when processing their imminent tax returns. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D1EDEA5B-ECB0-C237-2716-B73C61869951/mp3/change-overload-erodes-confidence.mp3 Many superannuation fund executives, financial planners and superannuation specialists complain that super is suffering from an overload of rule changes. Fri, 12 Jun 2009 10:45:21 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D1EDEA5B-ECB0-C237-2716-B73C61869951/mp3/change-overload-erodes-confidence.mp3 Vanguard Weekly Wealth Series Many superannuation fund executives, financial planners and superannuation specialists complain that super is suffering from an overload of rule changes. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C791AD3F-C21B-C367-7F9F-FB618973CF19/mp3/whats-next-for-smsfs.mp3 It seems unlikely at this stage that the Government's Budget plan to halve the caps on concessional super contributions will slow the extraordinary growth of the SMSF sector much more than any other super sector. Wed, 10 Jun 2009 10:25:07 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C791AD3F-C21B-C367-7F9F-FB618973CF19/mp3/whats-next-for-smsfs.mp3 Vanguard Weekly Wealth Series It seems unlikely at this stage that the Government's Budget plan to halve the caps on concessional super contributions will slow the extraordinary growth of the SMSF sector much more than any other super sector. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C2570559-F976-D59A-6379-C97ABCA6AD34/mp3/misled-by-rules-of-thumb.mp3 It is amazing how many investors are guided by flawed rules-of-thumb or accepted wisdom in some of their investment decisions. Tue, 09 Jun 2009 10:05:55 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C2570559-F976-D59A-6379-C97ABCA6AD34/mp3/misled-by-rules-of-thumb.mp3 Vanguard Weekly Wealth Series It is amazing how many investors are guided by flawed rules-of-thumb or accepted wisdom in some of their investment decisions. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/AE376E13-A77C-6D8B-6DE9-72D8C5D9D165/mp3/no-time-for-fairytales.mp3 No matter whether investment markets are rising or falling, investors are often confused by a multitude of contradictory messages being circulated about the state of the markets and the economy. Fri, 05 Jun 2009 12:19:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/AE376E13-A77C-6D8B-6DE9-72D8C5D9D165/mp3/no-time-for-fairytales.mp3 Vanguard Weekly Wealth Series No matter whether investment markets are rising or falling, investors are often confused by a multitude of contradictory messages being circulated about the state of the markets and the economy. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A3AE2FC4-95AB-C6A8-4974-A015344D8E00/mp3/diversifying-around-car-crashes.mp3 The collapse of GM into bankruptcy in the US has dramatically underscored how economies evolve over time. Wed, 03 Jun 2009 11:12:51 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A3AE2FC4-95AB-C6A8-4974-A015344D8E00/mp3/diversifying-around-car-crashes.mp3 Vanguard Weekly Wealth Series The collapse of GM into bankruptcy in the US has dramatically underscored how economies evolve over time. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9EE6F446-D3F4-831D-345D-B6963BD87601/mp3/how-to-stop-low-ball-share-offers.mp3 Superannuation and corporate law minister Nick Sherry clearly recognises the need to protect shareholders from unsolicited offers for their listed shares at prices that are way below market values. Tue, 02 Jun 2009 12:44:29 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/9EE6F446-D3F4-831D-345D-B6963BD87601/mp3/how-to-stop-low-ball-share-offers.mp3 Vanguard Weekly Wealth Series Superannuation and corporate law minister Nick Sherry clearly recognises the need to protect shareholders from unsolicited offers for their listed shares at prices that are way below market values. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8B264FE8-B112-0985-AC5E-10BE8DB46199/mp3/emerging-concerns.mp3 One of the emerging concerns being expressed by financial planning and tax professionals is that with the proposed halving of concessional super contributions in the federal Budget, many investors will begin to take excessive risks in an attempt to cut their tax liabilities. Fri, 29 May 2009 16:54:18 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/8B264FE8-B112-0985-AC5E-10BE8DB46199/mp3/emerging-concerns.mp3 Vanguard Weekly Wealth Series One of the emerging concerns being expressed by financial planning and tax professionals is that with the proposed halving of concessional super contributions in the federal Budget, many investors will begin to take excessive risks in an attempt to cut their tax liabilities. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7AE03FC2-0A46-4DA4-9A04-3E17D41A850D/mp3/27052009.mp3 As we head into June minds naturally turn to the topic of tax planning and with that the issue of super contributions. Wed, 27 May 2009 13:03:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7AE03FC2-0A46-4DA4-9A04-3E17D41A850D/mp3/27052009.mp3 Vanguard Weekly Wealth Series As we head into June minds naturally turn to the topic of tax planning and with that the issue of super contributions. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7AD6D77D-F7D0-2D36-7180-2639D30B8BE3/mp3/money-breakdown.mp3 A sharp rise in the breakdown of marriages and de facto relationships is one the least reported fallouts from the global financial crisis. Tue, 26 May 2009 12:52:53 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/7AD6D77D-F7D0-2D36-7180-2639D30B8BE3/mp3/money-breakdown.mp3 Vanguard Weekly Wealth Series A sharp rise in the breakdown of marriages and de facto relationships is one the least reported fallouts from the global financial crisis. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/65C873E6-EF61-0BA4-9184-41AA01C73CDC/mp3/shareholders-beware.mp3 Relentless. That’s just one of the many words that could be used to describe those who make unsolicited offers through the mail to buy listed shares for prices way below their market values. Fri, 22 May 2009 10:40:19 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/65C873E6-EF61-0BA4-9184-41AA01C73CDC/mp3/shareholders-beware.mp3 Vanguard Weekly Wealth Series Relentless. That’s just one of the many words that could be used to describe those who make unsolicited offers through the mail to buy listed shares for prices way below their market values. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5B6AF520-BBA3-B776-F6E9-711DFD05C23C/mp3/tax-and-trees-deliver-a-bitter-harvest.mp3 Separating tax from investing is a bit like trying to unscramble an omelette. Wed, 20 May 2009 10:26:31 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5B6AF520-BBA3-B776-F6E9-711DFD05C23C/mp3/tax-and-trees-deliver-a-bitter-harvest.mp3 Vanguard Weekly Wealth Series Separating tax from investing is a bit like trying to unscramble an omelette. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5136170D-F713-31A9-677F-10BA1F897760/mp3/salary-sacrificed-super-the-new-frontier.mp3 Do you make salary-sacrificed super contributions? If the answer is a resounding "NO", you are far from being alone. Mon, 18 May 2009 10:53:18 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5136170D-F713-31A9-677F-10BA1F897760/mp3/salary-sacrificed-super-the-new-frontier.mp3 Vanguard Weekly Wealth Series Do you make salary-sacrificed super contributions? If the answer is a resounding "NO", you are far from being alone. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/41F299F7-BC0D-8E5D-F5EE-20B1AD73A373/mp3/put-away-those-golf-clubs.mp3 A Smart Investing reader quipped this week in a blog comment that another reader's investment adviser could be hard to reach because he's probably left his "phone of the hook" and is "out playing golf". Fri, 15 May 2009 11:43:15 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/41F299F7-BC0D-8E5D-F5EE-20B1AD73A373/mp3/put-away-those-golf-clubs.mp3 Vanguard Weekly Wealth Series A Smart Investing reader quipped this week in a blog comment that another reader's investment adviser could be hard to reach because he's probably left his "phone of the hook" and is "out playing golf". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/37BF9D79-D9DD-B061-1246-E966288709A1/mp3/budget-winds-back-the-clock-on-super.mp3 Retirement and the age 65 go together like hand and glove. It is the one number most Australians could quote with certainty about our superannuation and pension system. Wed, 13 May 2009 12:13:20 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/37BF9D79-D9DD-B061-1246-E966288709A1/mp3/budget-winds-back-the-clock-on-super.mp3 Vanguard Weekly Wealth Series Retirement and the age 65 go together like hand and glove. It is the one number most Australians could quote with certainty about our superannuation and pension system. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3239B486-EEBD-B06E-04F4-AFFCE4E74C26/mp3/wanted-quality-advice.mp3 Thousands of super fund members will no doubt be asking their advisers this week to suggest investment strategies to deal with the widely expected measure in tonight’s federal Budget to place much lower caps on annual concessional super contributions. Tue, 12 May 2009 10:27:53 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3239B486-EEBD-B06E-04F4-AFFCE4E74C26/mp3/wanted-quality-advice.mp3 Vanguard Weekly Wealth Series Thousands of super fund members will no doubt be asking their advisers this week to suggest investment strategies to deal with the widely expected measure in tonight’s federal Budget to place much lower caps on annual concessional super contributions. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1DD4EC66-9CA0-7EE3-4B74-B839280C973D/mp3/double-jeopardy-of-debt.mp3 Among investors most hurt in this severe bear market are those who followed an extremely high-risk borrowing practice in an effort to maximise their exposure to shares. Fri, 08 May 2009 11:25:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1DD4EC66-9CA0-7EE3-4B74-B839280C973D/mp3/double-jeopardy-of-debt.mp3 Vanguard Weekly Wealth Series Among investors most hurt in this severe bear market are those who followed an extremely high-risk borrowing practice in an effort to maximise their exposure to shares. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1330F125-FDC2-AC1B-D839-09A394D5C804/mp3/buffet-way-to-measure-your-portfolios-success.mp3 Warren Buffett is a role model for share investors around the world. Wed, 06 May 2009 09:50:59 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1330F125-FDC2-AC1B-D839-09A394D5C804/mp3/buffet-way-to-measure-your-portfolios-success.mp3 Vanguard Weekly Wealth Series Warren Buffett is a role model for share investors around the world. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/095C3385-AD65-E328-815D-48F4D1DF3A8D/mp3/deep-frustration.mp3 Many investors who believe they have long conducted their investment affairs in a highly responsible way are in a state of deep frustration when looking at the state of their portfolios since the beginning of the bear market. Mon, 04 May 2009 12:01:34 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/095C3385-AD65-E328-815D-48F4D1DF3A8D/mp3/deep-frustration.mp3 Vanguard Weekly Wealth Series Many investors who believe they have long conducted their investment affairs in a highly responsible way are in a state of deep frustration when looking at the state of their portfolios since the beginning of the bear market. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/090B71D6-909E-E738-6281-178777706F01/mp3/less-tolerance.mp3 Understandably, super fund members are less tolerant of suspected mistakes by super funds when their returns are way down in a savage bear market. Fri, 01 May 2009 10:34:47 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/090B71D6-909E-E738-6281-178777706F01/mp3/less-tolerance.mp3 Vanguard Weekly Wealth Series Understandably, super fund members are less tolerant of suspected mistakes by super funds when their returns are way down in a savage bear market. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EF4554D9-9229-6014-7777-AD40FCE654F7/mp3/renovating-super.mp3 Why now? That is a question super fund members may be asking about the timing of a federal government review of our compulsory superannuation system. Wed, 29 Apr 2009 10:26:50 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/EF4554D9-9229-6014-7777-AD40FCE654F7/mp3/renovating-super.mp3 Vanguard Weekly Wealth Series Why now? That is a question super fund members may be asking about the timing of a federal government review of our compulsory superannuation system. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E567C8EF-DB7E-3389-01BA-58460B64F8BD/mp3/elementary-my-dear-watson.mp3 The boost to world sharemarkets of more than 8% in March may have many members of balanced super funds expecting the rise to filter straight through to their own returns for the month. Mon, 27 Apr 2009 12:23:01 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/E567C8EF-DB7E-3389-01BA-58460B64F8BD/mp3/elementary-my-dear-watson.mp3 Vanguard Weekly Wealth Series The boost to world sharemarkets of more than 8% in March may have many members of balanced super funds expecting the rise to filter straight through to their own returns for the month. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D5A715B2-B524-8FFE-5890-7763CF36E8D4/mp3/looking-for-a-laurie-oakes-leak.mp3 One of the great traditions in Australian journalism is hunting for a significant leak of the Federal Budget. Fri, 24 Apr 2009 11:03:20 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D5A715B2-B524-8FFE-5890-7763CF36E8D4/mp3/looking-for-a-laurie-oakes-leak.mp3 Vanguard Weekly Wealth Series One of the great traditions in Australian journalism is hunting for a significant leak of the Federal Budget. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CBE5143C-CA24-7332-D4C6-0FBE22D2327A/mp3/turning-back-the-clock.mp3 Some birthdays are more influential on our investment outlook than others. Wed, 22 Apr 2009 13:00:43 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CBE5143C-CA24-7332-D4C6-0FBE22D2327A/mp3/turning-back-the-clock.mp3 Vanguard Weekly Wealth Series Some birthdays are more influential on our investment outlook than others. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C6240890-BD53-1F4B-3D2E-0BEA95BF18C8/mp3/gone-fishin.mp3 Fortunately, Australia has not been exposed to the worst extremities of the world financial crisis that are being experienced through much of the world. Tue, 21 Apr 2009 10:46:34 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C6240890-BD53-1F4B-3D2E-0BEA95BF18C8/mp3/gone-fishin.mp3 Vanguard Weekly Wealth Series Fortunately, Australia has not been exposed to the worst extremities of the world financial crisis that are being experienced through much of the world. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C0C7F35E-A81C-9A4B-25A8-83279E9D757B/mp3/the-great-term-deposit-myth.mp3 There is somewhat of a myth among many investors that term deposits are set-and-forget investments. Wrong! Mon, 20 Apr 2009 09:46:55 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C0C7F35E-A81C-9A4B-25A8-83279E9D757B/mp3/the-great-term-deposit-myth.mp3 Vanguard Weekly Wealth Series There is somewhat of a myth among many investors that term deposits are set-and-forget investments. Wrong! VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/AC9488FF-D2CB-EBA4-0135-8112002B8D06/mp3/my-first-portfolio.mp3 If you had a chance to put back time and begin your first share portfolio from scratch, what form would it take? Thu, 16 Apr 2009 11:36:45 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/AC9488FF-D2CB-EBA4-0135-8112002B8D06/mp3/my-first-portfolio.mp3 Vanguard Weekly Wealth Series If you had a chance to put back time and begin your first share portfolio from scratch, what form would it take? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A77AF7A8-BF35-B5AB-ACAB-441E17B4F128/mp3/survival-plan-for-retirees-worst-nightmare.mp3 Investors around the globe have seen their retirement savings shrink significantly courtesy of the global financial crisis. Wed, 15 Apr 2009 11:51:08 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A77AF7A8-BF35-B5AB-ACAB-441E17B4F128/mp3/survival-plan-for-retirees-worst-nightmare.mp3 Vanguard Weekly Wealth Series Investors around the globe have seen their retirement savings shrink significantly courtesy of the global financial crisis. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A200777D-FFBA-7DDF-F5D7-58ACD07A5DA3/mp3/dangerous-brew.mp3 First home buyers are being confronted with a somewhat dangerous brew of optimism, powerful government incentives, extraordinarily low interest rates and higher consumer sentiment against a backdrop of sharply rising unemployment and the inevitability that interest rates will eventually rise again. Fri, 10 Apr 2009 10:20:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A200777D-FFBA-7DDF-F5D7-58ACD07A5DA3/mp3/dangerous-brew.mp3 Vanguard Weekly Wealth Series First home buyers are being confronted with a somewhat dangerous brew of optimism, powerful government incentives, extraordinarily low interest rates and higher consumer sentiment against a backdrop of sharply rising unemployment and the inevitability that interest rates will eventually rise again. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/837273BC-0394-FC49-5974-75C769595BDA/mp3/bonds-renaissance-man-for-investors.mp3 There is one group of investors – apart from those clients of banks who are not passing the cut on - who will not be cheering this week’s interest rate cut from by the Reserve Bank. Wed, 08 Apr 2009 11:57:28 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/837273BC-0394-FC49-5974-75C769595BDA/mp3/bonds-renaissance-man-for-investors.mp3 Vanguard Weekly Wealth Series There is one group of investors – apart from those clients of banks who are not passing the cut on - who will not be cheering this week’s interest rate cut from by the Reserve Bank. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/79A47067-CC3B-91FF-788D-B43F1D20928E/mp3/smsf-debate-rages-on.mp3 One of the hotly-debated SMSF issues involves their asset diversification. This debate never seems to go away whether we are in a bear or bull market. Mon, 06 Apr 2009 14:14:28 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/79A47067-CC3B-91FF-788D-B43F1D20928E/mp3/smsf-debate-rages-on.mp3 Vanguard Weekly Wealth Series One of the hotly-debated SMSF issues involves their asset diversification. This debate never seems to go away whether we are in a bear or bull market. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6967D587-B48B-E184-CC34-72DB76D44624/mp3/the-great-destroyer-of-marriages.mp3 There would be little doubt that excessive debt is one of the greatest destroyers of marriages and de facto relationships. Fri, 03 Apr 2009 11:31:15 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6967D587-B48B-E184-CC34-72DB76D44624/mp3/the-great-destroyer-of-marriages.mp3 Vanguard Weekly Wealth Series There would be little doubt that excessive debt is one of the greatest destroyers of marriages and de facto relationships. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5EE181F5-9A71-C860-6F7F-B97E482C8BE9/mp3/blame-it-on-the-suits.mp3 It says something about how the global financial crisis is affecting our attitudes and behaviors when office workers in parts of London, where the G20 leaders summit is being held this week, are being advised against wearing suits because of the risk they may be mistaken for bankers by protesters. Wed, 01 Apr 2009 10:28:33 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5EE181F5-9A71-C860-6F7F-B97E482C8BE9/mp3/blame-it-on-the-suits.mp3 Vanguard Weekly Wealth Series It says something about how the global financial crisis is affecting our attitudes and behaviors when office workers in parts of London, where the G20 leaders summit is being held this week, are being advised against wearing suits because of the risk they may be mistaken for bankers by protesters. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5522D5F6-A913-C6D2-3F93-D8FE5535FB76/mp3/danger-zone.mp3 We now seem to be facing testing times of a different sort. More investors appear to have become warily optimistic about the sharemarket outlook. And a few market commentators/professional investors are becoming brave enough to give their view that the bear market has hit bottom and is turning upwards. “Brave” is the crucial word here. Mon, 30 Mar 2009 13:05:38 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5522D5F6-A913-C6D2-3F93-D8FE5535FB76/mp3/danger-zone.mp3 Vanguard Weekly Wealth Series We now seem to be facing testing times of a different sort. More investors appear to have become warily optimistic about the sharemarket outlook. And a few market commentators/professional investors are becoming brave enough to give their view that the bear market has hit bottom and is turning upwards. “Brave” is the crucial word here. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/452FC691-DF44-88A8-1553-ECCB45400714/mp3/storm-saga.mp3 The latest chapter in the sorry saga of Storm Financial took place yesterday when the Australian Securities & Investments Commission (ASIC) succeeded in its application to the Federal Court in Queensland to place the financial planner in liquidation. Fri, 27 Mar 2009 10:45:45 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/452FC691-DF44-88A8-1553-ECCB45400714/mp3/storm-saga.mp3 Vanguard Weekly Wealth Series The latest chapter in the sorry saga of Storm Financial took place yesterday when the Australian Securities & Investments Commission (ASIC) succeeded in its application to the Federal Court in Queensland to place the financial planner in liquidation. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3B617E2E-C338-82BC-4404-6C06D5770751/mp3/credit-crunch-goes-upmarket.mp3 It appears insolvency is something of a social climber. Research published this week by the University of Melbourne Centre for Corporate Law and Securities Regulation challenges some common perceptions about personal insolvency. Wed, 25 Mar 2009 13:00:34 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/3B617E2E-C338-82BC-4404-6C06D5770751/mp3/credit-crunch-goes-upmarket.mp3 Vanguard Weekly Wealth Series It appears insolvency is something of a social climber. Research published this week by the University of Melbourne Centre for Corporate Law and Securities Regulation challenges some common perceptions about personal insolvency. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/31245E80-D3CD-A747-E71D-14F3895283DD/mp3/in-the-face-of-the-bear-part-2.mp3 One of the ironies of superannuation is that most members would probably not think too much about how their super is invested until at least their final years in the workforce. Mon, 23 Mar 2009 13:22:33 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/31245E80-D3CD-A747-E71D-14F3895283DD/mp3/in-the-face-of-the-bear-part-2.mp3 Vanguard Weekly Wealth Series One of the ironies of superannuation is that most members would probably not think too much about how their super is invested until at least their final years in the workforce. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/218F5C1D-CC46-FCD1-5A72-AB8582CCEE6A/mp3/in-the-face-of-the-bear.mp3 With little doubt, super fund members who have been highly prominent among those most shaken by the severity of the bear market were at the point of retirement or in early retirement when share prices turned sharply downwards. Fri, 20 Mar 2009 12:45:39 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/218F5C1D-CC46-FCD1-5A72-AB8582CCEE6A/mp3/in-the-face-of-the-bear.mp3 Vanguard Weekly Wealth Series With little doubt, super fund members who have been highly prominent among those most shaken by the severity of the bear market were at the point of retirement or in early retirement when share prices turned sharply downwards. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1700C1AD-C8BB-F741-814C-81B1C26C0A85/mp3/the-true-measure-of-financial-strength.mp3 If there is one lesson from the global financial crisis, surely it is that too much borrowing is explosive and destructive when underlying asset values fall. Wed, 18 Mar 2009 11:34:13 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1700C1AD-C8BB-F741-814C-81B1C26C0A85/mp3/the-true-measure-of-financial-strength.mp3 Vanguard Weekly Wealth Series If there is one lesson from the global financial crisis, surely it is that too much borrowing is explosive and destructive when underlying asset values fall. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0CD492AD-FD5C-3C82-FB68-CE095D8A855D/mp3/a-matter-of-balance.mp3 One of the long-running debates in self-managed super is about is the desirable minimum balance for a SMSF. Ideally, a fund should be big enough to be financially feasible in regard to fees and to have enough capital to allow adequate diversification of its portfolio. Mon, 16 Mar 2009 12:09:02 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/0CD492AD-FD5C-3C82-FB68-CE095D8A855D/mp3/a-matter-of-balance.mp3 Vanguard Weekly Wealth Series One of the long-running debates in self-managed super is about is the desirable minimum balance for a SMSF. Ideally, a fund should be big enough to be financially feasible in regard to fees and to have enough capital to allow adequate diversification of its portfolio. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/FD118046-E2D3-BD05-242A-10DA6205070E/mp3/unexpected-problems-form-smsfs.mp3 Some unexpected problems can really catch investors and super funds out during this severe bear market. Certainly, we all know that the bear market has savaged the value of our share holdings. But other things can easily come out of left field. Fri, 13 Mar 2009 10:42:05 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/FD118046-E2D3-BD05-242A-10DA6205070E/mp3/unexpected-problems-form-smsfs.mp3 Vanguard Weekly Wealth Series Some unexpected problems can really catch investors and super funds out during this severe bear market. Certainly, we all know that the bear market has savaged the value of our share holdings. But other things can easily come out of left field. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F32DF179-0446-C137-CDB5-64058078AB11/mp3/summer-of-discontent.mp3 It has been a long, barren summer with only the odd piece of good news to break the almost daily downbeat assessments. And for most of this year just when you thought normal service looked like returning something else would come along and drain the optimism away in a single session. Wed, 11 Mar 2009 12:36:37 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F32DF179-0446-C137-CDB5-64058078AB11/mp3/summer-of-discontent.mp3 Vanguard Weekly Wealth Series It has been a long, barren summer with only the odd piece of good news to break the almost daily downbeat assessments. And for most of this year just when you thought normal service looked like returning something else would come along and drain the optimism away in a single session. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F2BCB580-9135-52C3-6470-3ED8FDA95134/mp3/smsf-self-examination.mp3 Members of self-managed super funds have to guard against a possible temptation to review the performance of their funds in an unrealistic, over-optimistic way. Tue, 10 Mar 2009 10:32:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/F2BCB580-9135-52C3-6470-3ED8FDA95134/mp3/smsf-self-examination.mp3 Vanguard Weekly Wealth Series Members of self-managed super funds have to guard against a possible temptation to review the performance of their funds in an unrealistic, over-optimistic way. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DA188BD1-C50B-857B-5210-02130FD8F111/mp3/a-few-screws-loose.mp3 After the market has fallen so heavily, many investors would understandably feel they must take decisive action to protect their portfolios from further damage. But such responses often cause more damage than good. Fri, 06 Mar 2009 15:41:17 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DA188BD1-C50B-857B-5210-02130FD8F111/mp3/a-few-screws-loose.mp3 Vanguard Weekly Wealth Series After the market has fallen so heavily, many investors would understandably feel they must take decisive action to protect their portfolios from further damage. But such responses often cause more damage than good. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D009EE76-E382-2D64-8D0C-5A02ACD00264/mp3/amid-market-noise-silence-is-deafening.mp3 Something unexpected is happening in the world of financial planning. With portfolios doused with large amounts of red ink you might have thought that advisers would be frantically answering investor calls and queries. But discussing market conditions with advisers in recent weeks the reverse seems to be happening - investors are giving advisers the silent treatment. Wed, 04 Mar 2009 16:50:48 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/D009EE76-E382-2D64-8D0C-5A02ACD00264/mp3/amid-market-noise-silence-is-deafening.mp3 Vanguard Weekly Wealth Series Something unexpected is happening in the world of financial planning. With portfolios doused with large amounts of red ink you might have thought that advisers would be frantically answering investor calls and queries. But discussing market conditions with advisers in recent weeks the reverse seems to be happening - investors are giving advisers the silent treatment. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C5407863-9397-D44B-A7C8-42DD38B9A369/mp3/misconception-busting.mp3 Warren Chant, principal of superannuation fund researcher and consultancy Chant West, has been doing what could be described as a little misconception-busting in a recent newsletter on investment risk for super fund members. Mon, 02 Mar 2009 14:35:13 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/C5407863-9397-D44B-A7C8-42DD38B9A369/mp3/misconception-busting.mp3 Vanguard Weekly Wealth Series Warren Chant, principal of superannuation fund researcher and consultancy Chant West, has been doing what could be described as a little misconception-busting in a recent newsletter on investment risk for super fund members. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B5216770-0B94-1D15-1CB7-2931D00A5BDF/mp3/salvage-operation.mp3 How things rapidly change. It doesn’t seem so long ago that one of great Australian dreams was an early retirement. Now, it seems as if a great ambition of many older workers has suddenly become to stay in the workforce for as long as possible. Fri, 27 Feb 2009 11:22:21 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B5216770-0B94-1D15-1CB7-2931D00A5BDF/mp3/salvage-operation.mp3 Vanguard Weekly Wealth Series How things rapidly change. It doesn’t seem so long ago that one of great Australian dreams was an early retirement. Now, it seems as if a great ambition of many older workers has suddenly become to stay in the workforce for as long as possible. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B4AC5026-A169-14F0-814E-84F49E65BE4E/mp3/can-we-see-the-bottom-yet.mp3 In a week when the sharemarket has hit a five-year low it is logical for investors to ask the question: can we see the bottom yet? Given the decline in sharemarkets globally, investor confidence has fallen almost as fast as sharemarket values. Wed, 25 Feb 2009 09:18:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B4AC5026-A169-14F0-814E-84F49E65BE4E/mp3/can-we-see-the-bottom-yet.mp3 Vanguard Weekly Wealth Series In a week when the sharemarket has hit a five-year low it is logical for investors to ask the question: can we see the bottom yet? Given the decline in sharemarkets globally, investor confidence has fallen almost as fast as sharemarket values. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A1740E23-A8DC-8779-5BE4-8979E8C84B3A/mp3/more-icebergs-ahead.mp3 Perhaps super funds should be preparing their members not just for their member statements next month - covering returns to December 31 - but for the high probability of negative returns for the financial year to June 30, 2009. More nasty icebergs are clearly apparent on the immediate horizon. Mon, 23 Feb 2009 15:44:40 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/A1740E23-A8DC-8779-5BE4-8979E8C84B3A/mp3/more-icebergs-ahead.mp3 Vanguard Weekly Wealth Series Perhaps super funds should be preparing their members not just for their member statements next month - covering returns to December 31 - but for the high probability of negative returns for the financial year to June 30, 2009. More nasty icebergs are clearly apparent on the immediate horizon. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/91EFC969-E8A2-B897-05FD-0F6FD96FED89/mp3/slowing-the-pension-outflow.mp3 The idea of being compelled by the superannuation rules to withdraw more money from their retirement nest eggs than perhaps was really wanted at this time wouldn't have made sense to many thousands of retirees receiving account-based pensions. Fri, 20 Feb 2009 15:23:53 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/91EFC969-E8A2-B897-05FD-0F6FD96FED89/mp3/slowing-the-pension-outflow.mp3 Vanguard Weekly Wealth Series The idea of being compelled by the superannuation rules to withdraw more money from their retirement nest eggs than perhaps was really wanted at this time wouldn't have made sense to many thousands of retirees receiving account-based pensions. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/915E7F61-C08B-D445-7C7C-375F257765F4/mp3/insurance-and-the-aftermath.mp3 Natural disasters have a way of focusing the mind on survival plans. Matters financial fade into insignificance as disasters like the Victorian bushfires unfold. Survival is paramount and then our well-developed hierarchy of needs - water, food, shelter and so on - come into play. Wed, 18 Feb 2009 12:44:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/915E7F61-C08B-D445-7C7C-375F257765F4/mp3/insurance-and-the-aftermath.mp3 Vanguard Weekly Wealth Series Natural disasters have a way of focusing the mind on survival plans. Matters financial fade into insignificance as disasters like the Victorian bushfires unfold. Survival is paramount and then our well-developed hierarchy of needs - water, food, shelter and so on - come into play. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/81B50E44-E60B-33A7-95F8-1E51EA982990/mp3/communication-through-all-markets.mp3 Have you begun to hear more frequently from your super fund as it aims to prepare you for receiving next month your latest member benefit statement to December 30? If so, that's perhaps understandable because of the extent of the negative returns. Mon, 16 Feb 2009 11:47:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/81B50E44-E60B-33A7-95F8-1E51EA982990/mp3/communication-through-all-markets.mp3 Vanguard Weekly Wealth Series Have you begun to hear more frequently from your super fund as it aims to prepare you for receiving next month your latest member benefit statement to December 30? If so, that's perhaps understandable because of the extent of the negative returns. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/81B3DA96-02DE-8770-EC3F-C149793E3E28/mp3/super-beyond-the-gloom.mp3 Any individual presenting a case for superannuation at this time may seem bold and outspoken in the midst of falling returns. Take veteran tax and superannuation lawyer Robert Richards who has just described superannuation as the "easiest, safest and most tax-effective of all tax planning". Fri, 13 Feb 2009 11:46:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/81B3DA96-02DE-8770-EC3F-C149793E3E28/mp3/super-beyond-the-gloom.mp3 Vanguard Weekly Wealth Series Any individual presenting a case for superannuation at this time may seem bold and outspoken in the midst of falling returns. Take veteran tax and superannuation lawyer Robert Richards who has just described superannuation as the "easiest, safest and most tax-effective of all tax planning". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6350F61A-1E4F-17FA-D286-8F2851B37E77/mp3/future-growth-optimism-withuot-leverage-required.mp3 Are you a glass half full or glass half empty type of investor? If you score yourself on the optimistic side of that equation then you should also be prepared to shoulder a small share of the responsibility for the global financial crisis. Wed, 11 Feb 2009 16:09:14 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/6350F61A-1E4F-17FA-D286-8F2851B37E77/mp3/future-growth-optimism-withuot-leverage-required.mp3 Vanguard Weekly Wealth Series Are you a glass half full or glass half empty type of investor? If you score yourself on the optimistic side of that equation then you should also be prepared to shoulder a small share of the responsibility for the global financial crisis. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DDC96CA-1E4F-17FA-D2E3-1FEF2CB4A433/mp3/double-edged-sword.mp3 The Reserve Bank's cutting of official interest rates last week to a 45-year low is certainly great news for everyone having to meet repayments on a hefty mortgage. Mon, 09 Feb 2009 14:45:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DDC96CA-1E4F-17FA-D2E3-1FEF2CB4A433/mp3/double-edged-sword.mp3 Vanguard Weekly Wealth Series The Reserve Bank's cutting of official interest rates last week to a 45-year low is certainly great news for everyone having to meet repayments on a hefty mortgage. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DDBD0BB-1E4F-17FA-D24D-15F18827C2E9/mp3/storm-clouds-in-dry-gullies.mp3 Some people have a remarkable ability to deal with adversity. Consider the 68-year-old Toowoomba farmer and Storm Financial client who estimates that he has lost $3.4 million from being heavily geared into the market. He is being forced to sell the family farm and has applied for the age pension. Fri, 06 Feb 2009 14:44:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DDBD0BB-1E4F-17FA-D24D-15F18827C2E9/mp3/storm-clouds-in-dry-gullies.mp3 Vanguard Weekly Wealth Series Some people have a remarkable ability to deal with adversity. Consider the 68-year-old Toowoomba farmer and Storm Financial client who estimates that he has lost $3.4 million from being heavily geared into the market. He is being forced to sell the family farm and has applied for the age pension. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DDAA088-1E4F-17FA-D20B-65C7E95C3D4B/mp3/bonds-the-real-deal-in-global-crisis.mp3 When the history of the Global Financial Crisis is written one asset class will emerge vindicated after years of perceived under performance. In 2008, bonds delivered what investors needed most - a safe harbour and positive returns. But beware bonds by name but not by nature. It was high quality, government issued bonds that provided a real defence against last years equity market rout. Wed, 04 Feb 2009 14:42:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DDAA088-1E4F-17FA-D20B-65C7E95C3D4B/mp3/bonds-the-real-deal-in-global-crisis.mp3 Vanguard Weekly Wealth Series When the history of the Global Financial Crisis is written one asset class will emerge vindicated after years of perceived under performance. In 2008, bonds delivered what investors needed most - a safe harbour and positive returns. But beware bonds by name but not by nature. It was high quality, government issued bonds that provided a real defence against last years equity market rout. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DD9457C-1E4F-17FA-D2BC-E36B60AB01A8/mp3/super-split-for-defacto-couples.mp3 With so much attention on the sharemarket, many super fund members understandably may overlook other crucial developments that are taking place. Take the imminent splitting of super savings of de facto couples upon the breakdown of their relationships. Mon, 02 Feb 2009 14:34:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DD9457C-1E4F-17FA-D2BC-E36B60AB01A8/mp3/super-split-for-defacto-couples.mp3 Vanguard Weekly Wealth Series With so much attention on the sharemarket, many super fund members understandably may overlook other crucial developments that are taking place. Take the imminent splitting of super savings of de facto couples upon the breakdown of their relationships. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/251B746E-1E4F-17FA-D29A-177A54FEBC5A/mp3/acting-your-age.mp3 One of the saddest fallouts still emerging from this bear market is the large number of apparently older investors who heavily geared through margin loans into the once fast-rising market. Fri, 30 Jan 2009 14:15:26 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/251B746E-1E4F-17FA-D29A-177A54FEBC5A/mp3/acting-your-age.mp3 Vanguard Weekly Wealth Series One of the saddest fallouts still emerging from this bear market is the large number of apparently older investors who heavily geared through margin loans into the once fast-rising market. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/252AC161-1E4F-17FA-D2B0-7A8302CD0C05/mp3/counting costs of super.mp3 When your average super fund has just lost more than 20% in the past year it might seem somewhat futile to be worried about less than one per cent in fees. Wed, 28 Jan 2009 14:31:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/252AC161-1E4F-17FA-D2B0-7A8302CD0C05/mp3/counting costs of super.mp3 Vanguard Weekly Wealth Series When your average super fund has just lost more than 20% in the past year it might seem somewhat futile to be worried about less than one per cent in fees. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2529CF54-1E4F-17FA-D230-A858E7854079/mp3/latest-investment-boom-books.mp3 It seems like personal investment books often have it both ways. When markets are booming so are the get-rich-quick investment books. Tue, 27 Jan 2009 14:31:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2529CF54-1E4F-17FA-D230-A858E7854079/mp3/latest-investment-boom-books.mp3 Vanguard Weekly Wealth Series It seems like personal investment books often have it both ways. When markets are booming so are the get-rich-quick investment books. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/252842D1-1E4F-17FA-D2BC-47560425471B/mp3/lessons-learned-the-hard-way.mp3 A generation of investors began the New Year wiser but poorer courtesy of the global financial crisis of 2008. Wed, 21 Jan 2009 14:29:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/252842D1-1E4F-17FA-D2BC-47560425471B/mp3/lessons-learned-the-hard-way.mp3 Vanguard Weekly Wealth Series A generation of investors began the New Year wiser but poorer courtesy of the global financial crisis of 2008. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/25273EF8-1E4F-17FA-D2B2-519742A1FA0E/mp3/risky-business.mp3 One of the clearest lessons of 2008 is that investors should take extreme care not to underestimate the degree of possible risk in their portfolios, including the risk of carrying excessive investment debt. Mon, 19 Jan 2009 14:27:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/25273EF8-1E4F-17FA-D2B2-519742A1FA0E/mp3/risky-business.mp3 Vanguard Weekly Wealth Series One of the clearest lessons of 2008 is that investors should take extreme care not to underestimate the degree of possible risk in their portfolios, including the risk of carrying excessive investment debt. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DC621934-1E4F-17FA-D2B3-C3C4AA681FF0/mp3/amazing-super-shrinkage.mp3 The shrinkage in the number of super funds over the past 10 years is breathtaking - if you don't count self-managed funds which have gone in the opposite direction. Wed, 14 Jan 2009 11:20:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/DC621934-1E4F-17FA-D2B3-C3C4AA681FF0/mp3/amazing-super-shrinkage.mp3 Vanguard Weekly Wealth Series The shrinkage in the number of super funds over the past 10 years is breathtaking - if you don't count self-managed funds which have gone in the opposite direction. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CE8C256B-1E4F-17FA-D207-B9A1A647AF0A/mp3/Smart_Investing_12012009.mp3 The willingness of some people to continue to try to take advantage of poorly informed investors and super fund members is breathtaking. It seems that even the severity of the bear market doesn't deter them. Mon, 12 Jan 2009 18:51:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/CE8C256B-1E4F-17FA-D207-B9A1A647AF0A/mp3/Smart_Investing_12012009.mp3 Vanguard Weekly Wealth Series The willingness of some people to continue to try to take advantage of poorly informed investors and super fund members is breathtaking. It seems that even the severity of the bear market doesn't deter them. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B35457-1E4F-17FA-D285-933DC3494D6B/mp3/Smart_Investing_07012009.mp3 Financial commentators Robert Gottliebsen and Alan Kohler often write that if investors envisage the possible worth of their portfolios in three or five years' time, they'll probably sleep better at night. Their investments may be in much better shape in a few years time than they could have imagined. Wed, 07 Jan 2009 13:44:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B35457-1E4F-17FA-D285-933DC3494D6B/mp3/Smart_Investing_07012009.mp3 Vanguard Weekly Wealth Series Financial commentators Robert Gottliebsen and Alan Kohler often write that if investors envisage the possible worth of their portfolios in three or five years' time, they'll probably sleep better at night. Their investments may be in much better shape in a few years time than they could have imagined. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B28A6F-1E4F-17FA-D204-E79155269780/mp3/Smart_Investing_05012009.mp3 A recent biography of one of the world's best-known and wealthiest investors, Warren Buffett, opens with the tale of how a young Warren scooped up a few pieces of snow that he then packed into a tiny snowball. Mon, 05 Jan 2009 13:44:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B28A6F-1E4F-17FA-D204-E79155269780/mp3/Smart_Investing_05012009.mp3 Vanguard Weekly Wealth Series A recent biography of one of the world's best-known and wealthiest investors, Warren Buffett, opens with the tale of how a young Warren scooped up a few pieces of snow that he then packed into a tiny snowball. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B21494-1E4F-17FA-D273-34A1D77F99B9/mp3/Smart_Investing_31122008.mp3 Some 80-85% of super fund members are in their funds "default" so-called portfolios. Undoubtedly, an extremely large percentage of members are in default portfolios because they haven't made a decision on how their super savings should be invested. Wed, 31 Dec 2008 13:43:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B21494-1E4F-17FA-D273-34A1D77F99B9/mp3/Smart_Investing_31122008.mp3 Vanguard Weekly Wealth Series Some 80-85% of super fund members are in their funds "default" so-called portfolios. Undoubtedly, an extremely large percentage of members are in default portfolios because they haven't made a decision on how their super savings should be invested. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B12225-1E4F-17FA-D2AF-746C509B3191/mp3/Smart_Investing_29122008.mp3 Buying presents over the Christmas period - whether in the lead-up to Christmas or in the boxing day sales - will no doubt remind many consumers of just how many credit cards are weighing down their purses or wallets. Mon, 29 Dec 2008 13:42:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/B3B12225-1E4F-17FA-D2AF-746C509B3191/mp3/Smart_Investing_29122008.mp3 Vanguard Weekly Wealth Series Buying presents over the Christmas period - whether in the lead-up to Christmas or in the boxing day sales - will no doubt remind many consumers of just how many credit cards are weighing down their purses or wallets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/801D4E78-1E4F-17FA-D228-530C628F60DF/mp3/Smart_Investing_24122008.mp3 With all of the attention being given to what’s now happening with global economies and investment markets, it is easy to overlook that retirement savings are likely to undergo a monumental change over the long term. Wed, 24 Dec 2008 13:18:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/801D4E78-1E4F-17FA-D228-530C628F60DF/mp3/Smart_Investing_24122008.mp3 Vanguard Weekly Wealth Series With all of the attention being given to what’s now happening with global economies and investment markets, it is easy to overlook that retirement savings are likely to undergo a monumental change over the long term. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5C16808F-1E4F-17FA-D2BA-96C34D783A30/mp3/Smart_Investing_22122008.mp3 High-balance members of super funds are regarded by the funds as the “golden fleece” of superannuation, writes journalist Michael Laurence in the December issue of Superfunds magazine, published by the Association of Superannuation Funds of Australia (ASFA). Mon, 22 Dec 2008 13:26:27 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5C16808F-1E4F-17FA-D2BA-96C34D783A30/mp3/Smart_Investing_22122008.mp3 Vanguard Weekly Wealth Series High-balance members of super funds are regarded by the funds as the “golden fleece” of superannuation, writes journalist Michael Laurence in the December issue of Superfunds magazine, published by the Association of Superannuation Funds of Australia (ASFA). VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4305D5D2-1E4F-17FA-D274-D19F2CC47C01/mp3/some-good-news-at-last.mp3 Well, a little good news has arrived as we near Christmas after a horror year. The latest Superannuation Fees Report undertaken by Rice Warner Actuaries for the Investment and Financial Services Association (ISFA) shows that the overall fees charged by super funds have been falling since 2002 when this annual study was first published. Wed, 17 Dec 2008 16:36:20 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4305D5D2-1E4F-17FA-D274-D19F2CC47C01/mp3/some-good-news-at-last.mp3 Vanguard Weekly Wealth Series Well, a little good news has arrived as we near Christmas after a horror year. The latest Superannuation Fees Report undertaken by Rice Warner Actuaries for the Investment and Financial Services Association (ISFA) shows that the overall fees charged by super funds have been falling since 2002 when this annual study was first published. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/42039F0A-1E4F-17FA-D2F0-F31CE5ED5DB7/mp3/lessons-from-a-shocker-of-a-year.mp3 What lessons have you learnt from the severe bear market over the past 12 months? Probably plenty. But after some careful thought, most sensible investors would no doubt agree that the overriding lesson for private investors is that the basics of sound and commonsense investment practice make sense in all markets - good and bad. Mon, 15 Dec 2008 11:55:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/42039F0A-1E4F-17FA-D2F0-F31CE5ED5DB7/mp3/lessons-from-a-shocker-of-a-year.mp3 Vanguard Weekly Wealth Series What lessons have you learnt from the severe bear market over the past 12 months? Probably plenty. But after some careful thought, most sensible investors would no doubt agree that the overriding lesson for private investors is that the basics of sound and commonsense investment practice make sense in all markets - good and bad. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4201DA86-1E4F-17FA-D2F0-9E201F13FDD5/mp3/global-crissis-points-to-need-for-advice-for-everyone.mp3 A prominent US economist believes an expanded -and government subsidised - role for financial advice may be part of the long-term solution to the global financial crisis. Fri, 12 Dec 2008 11:52:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/4201DA86-1E4F-17FA-D2F0-9E201F13FDD5/mp3/global-crissis-points-to-need-for-advice-for-everyone.mp3 Vanguard Weekly Wealth Series A prominent US economist believes an expanded -and government subsidised - role for financial advice may be part of the long-term solution to the global financial crisis. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/42000DF4-1E4F-17FA-D268-DCA7E8117D1E/mp3/super-informed-in-difficult-times.mp3 Many members of super funds want to quickly know what's happening on investment markets and in the economy from the perspective of their super savings - even when the news isn't good. Wed, 10 Dec 2008 11:50:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/42000DF4-1E4F-17FA-D268-DCA7E8117D1E/mp3/super-informed-in-difficult-times.mp3 Vanguard Weekly Wealth Series Many members of super funds want to quickly know what's happening on investment markets and in the economy from the perspective of their super savings - even when the news isn't good. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/41F784F5-1E4F-17FA-D23A-0675840D223E/mp3/health-risks-for-smsfs.mp3 SMSFs face a risk that is rarely mentioned: Alzheimer's disease among elderly members. Superannuation lawyer Stephen Bourke is one of the few to sound a warning of this unexpected risk for a significant proportion of members of Australia's 390,000 SMSFs. Tue, 09 Dec 2008 11:38:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/41F784F5-1E4F-17FA-D23A-0675840D223E/mp3/health-risks-for-smsfs.mp3 Vanguard Weekly Wealth Series SMSFs face a risk that is rarely mentioned: Alzheimer's disease among elderly members. Superannuation lawyer Stephen Bourke is one of the few to sound a warning of this unexpected risk for a significant proportion of members of Australia's 390,000 SMSFs. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11441513-1E4F-17FA-D254-B6E084A83BC8/mp3/the-ultimate-long-term-investor.mp3 Yale University has long been regarded as a place of scholarship and academic excellence. But the university's endowment fund also has earned a reputation for excellence in the world of investing. Fri, 05 Dec 2008 00:43:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11441513-1E4F-17FA-D254-B6E084A83BC8/mp3/the-ultimate-long-term-investor.mp3 Vanguard Weekly Wealth Series Yale University has long been regarded as a place of scholarship and academic excellence. But the university's endowment fund also has earned a reputation for excellence in the world of investing. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11408506-1E4F-17FA-D2A0-14BE74A7BCEC/mp3/super-battleground.mp3 Veteran superannuation researcher Warren Chant has labelled pensions as the "new battleground" of superannuation. Wed, 03 Dec 2008 00:39:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11408506-1E4F-17FA-D2A0-14BE74A7BCEC/mp3/super-battleground.mp3 Vanguard Weekly Wealth Series Veteran superannuation researcher Warren Chant has labelled pensions as the "new battleground" of superannuation. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/113DEF67-1E4F-17FA-D2C2-31F1587942D9/mp3/new-debt-trap.mp3 The sharp cuts in mortgage rates and falling petrol prices have created the risk of a new debt trap. Tue, 02 Dec 2008 00:35:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/113DEF67-1E4F-17FA-D2C2-31F1587942D9/mp3/new-debt-trap.mp3 Vanguard Weekly Wealth Series The sharp cuts in mortgage rates and falling petrol prices have created the risk of a new debt trap. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/113A56A1-1E4F-17FA-D294-5D06DA759D33/mp3/the-risk-of-a-guarantee.mp3 What price security? After the events of the past week - not to mention the last 12 months of financial turmoil - investors would probably answer whatever it costs. Fri, 28 Nov 2008 00:32:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/113A56A1-1E4F-17FA-D294-5D06DA759D33/mp3/the-risk-of-a-guarantee.mp3 Vanguard Weekly Wealth Series What price security? After the events of the past week - not to mention the last 12 months of financial turmoil - investors would probably answer whatever it costs. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11351654-1E4F-17FA-D2D9-A78B44C7DECD/mp3/good-debt.mp3 The global economic upheaval accompanied by the severe bear market should have reinforced many lessons including the very real dangers of excessive debt. Wed, 26 Nov 2008 00:26:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11351654-1E4F-17FA-D2D9-A78B44C7DECD/mp3/good-debt.mp3 Vanguard Weekly Wealth Series The global economic upheaval accompanied by the severe bear market should have reinforced many lessons including the very real dangers of excessive debt. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11320FAC-1E4F-17FA-D2BC-AB68DE8B87E3/mp3/look-to-the-positives.mp3 There is certainly plenty to worry about with the severity of this bear market and the global economic slowdown. And the negative news seems to just keep on coming. Mon, 24 Nov 2008 00:22:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11320FAC-1E4F-17FA-D2BC-AB68DE8B87E3/mp3/look-to-the-positives.mp3 Vanguard Weekly Wealth Series There is certainly plenty to worry about with the severity of this bear market and the global economic slowdown. And the negative news seems to just keep on coming. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/112D8B3D-1E4F-17FA-D2D1-DA1634FF7CF1/mp3/driving-to-the-bottom.mp3 Are we there yet? Four simple words that every parent dreads as they head out the driveway for a long road trip with the youngsters safely belted up in the back seat. For investors the question is when will we arrive at the bottom of this particularly painful market cycle? Fri, 21 Nov 2008 00:17:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/112D8B3D-1E4F-17FA-D2D1-DA1634FF7CF1/mp3/driving-to-the-bottom.mp3 Vanguard Weekly Wealth Series Are we there yet? Four simple words that every parent dreads as they head out the driveway for a long road trip with the youngsters safely belted up in the back seat. For investors the question is when will we arrive at the bottom of this particularly painful market cycle? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1127AECF-1E4F-17FA-D262-29953529F332/mp3/keeping-yuor-balance.mp3 The sharp rise in the sharemarket from March 2003 to November 2007 followed by the savage bear market truly illustrates the desirability of regularly rebalancing an investment portfolio. Thu, 20 Nov 2008 00:12:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1127AECF-1E4F-17FA-D262-29953529F332/mp3/keeping-yuor-balance.mp3 Vanguard Weekly Wealth Series The sharp rise in the sharemarket from March 2003 to November 2007 followed by the savage bear market truly illustrates the desirability of regularly rebalancing an investment portfolio. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11221AD5-1E4F-17FA-D2DC-729D60E41EA6/mp3/here-comes-the-retiree-jobseeker.mp3 Have you recently reorganised your retirement plans in response to the bear market? If so, you are part of an apparently fast-growing movement. Tue, 18 Nov 2008 00:06:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11221AD5-1E4F-17FA-D2DC-729D60E41EA6/mp3/here-comes-the-retiree-jobseeker.mp3 Vanguard Weekly Wealth Series Have you recently reorganised your retirement plans in response to the bear market? If so, you are part of an apparently fast-growing movement. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/111F7383-1E4F-17FA-D21B-CA27A8F4E5C3/mp3/lessons-from-retirees-plan-early.mp3 Retirement is one of life's longer-term challenges. And the performance of investment markets in the past 12 months has not made achieving a self-funding retirement any easier. Fri, 14 Nov 2008 00:02:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/111F7383-1E4F-17FA-D21B-CA27A8F4E5C3/mp3/lessons-from-retirees-plan-early.mp3 Vanguard Weekly Wealth Series Retirement is one of life's longer-term challenges. And the performance of investment markets in the past 12 months has not made achieving a self-funding retirement any easier. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11187663-1E4F-17FA-D2FA-2547411AC895/mp3/forgotten-in-market-turmoil.mp3 One of the much-overlooked aspects from the bear market may be its likely impact for estate planning. Thu, 13 Nov 2008 23:55:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/11187663-1E4F-17FA-D2FA-2547411AC895/mp3/forgotten-in-market-turmoil.mp3 Vanguard Weekly Wealth Series One of the much-overlooked aspects from the bear market may be its likely impact for estate planning. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1112022A-1E4F-17FA-D2BA-EEB9E9FAD57C/mp3/tough-markets-call-for-plenty-of-commonsense.mp3 An investment fund manager complained in one of his recent newsletters that he considered himself in an invidious position in trying to communicate with clients during tough markets. Mon, 10 Nov 2008 23:49:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/1112022A-1E4F-17FA-D2BA-EEB9E9FAD57C/mp3/tough-markets-call-for-plenty-of-commonsense.mp3 Vanguard Weekly Wealth Series An investment fund manager complained in one of his recent newsletters that he considered himself in an invidious position in trying to communicate with clients during tough markets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/110EA2D3-1E4F-17FA-D2E9-589C660B91DB/mp3/real-control-for-diy-super-investors.mp3 Control and self-managed super funds go hand in hand. A consistent theme through all the research done into why self-managed super funds are set up has control at the top of the list of main influences. Fri, 07 Nov 2008 23:44:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/110EA2D3-1E4F-17FA-D2E9-589C660B91DB/mp3/real-control-for-diy-super-investors.mp3 Vanguard Weekly Wealth Series Control and self-managed super funds go hand in hand. A consistent theme through all the research done into why self-managed super funds are set up has control at the top of the list of main influences. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/110A9CDB-1E4F-17FA-D2E2-A0415209492C/mp3/silver-lining-behind-a-shocking-month.mp3 Given November's strong sharemarket gains to date, it may seem somewhat downbeat to emphasise that October had been such a shocker. Nevertheless, it is valuable exercise for investors to look back on last month. Wed, 05 Nov 2008 23:40:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/110A9CDB-1E4F-17FA-D2E2-A0415209492C/mp3/silver-lining-behind-a-shocking-month.mp3 Vanguard Weekly Wealth Series Given November's strong sharemarket gains to date, it may seem somewhat downbeat to emphasise that October had been such a shocker. Nevertheless, it is valuable exercise for investors to look back on last month. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/10FF02F2-1E4F-17FA-D236-03FD2380D1A2/mp3/maverick-super-deas.mp3 What about the Government paying super contributions on behalf of those outside the paid workforce who do not receive superannuation guarantee (SG) contributions? Mon, 03 Nov 2008 23:26:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/10FF02F2-1E4F-17FA-D236-03FD2380D1A2/mp3/maverick-super-deas.mp3 Vanguard Weekly Wealth Series What about the Government paying super contributions on behalf of those outside the paid workforce who do not receive superannuation guarantee (SG) contributions? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DFEA98A-1E4F-17FA-D2EC-6FFC1538C658/mp3/markets-give-super-its-biggest-test.mp3 Australia's super system is facing its sternest challenge as investment markets take a heavy toll on people's retirement plans. Fri, 31 Oct 2008 05:14:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DFEA98A-1E4F-17FA-D2EC-6FFC1538C658/mp3/markets-give-super-its-biggest-test.mp3 Vanguard Weekly Wealth Series Australia's super system is facing its sternest challenge as investment markets take a heavy toll on people's retirement plans. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DFB3C58-1E4F-17FA-D27E-8144522C7811/mp3/been-there-done-that.mp3 It seems that veteran investors who have experienced more than their share of past bear markets may be among the best placed to handle this bear market. Just think, these old-timers have had plenty of experience in tough markets. Since 1960, Australia has had 10 bear markets while the United States has had nine. Wed, 29 Oct 2008 05:11:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DFB3C58-1E4F-17FA-D27E-8144522C7811/mp3/been-there-done-that.mp3 Vanguard Weekly Wealth Series It seems that veteran investors who have experienced more than their share of past bear markets may be among the best placed to handle this bear market. Just think, these old-timers have had plenty of experience in tough markets. Since 1960, Australia has had 10 bear markets while the United States has had nine. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DF7E4C1-1E4F-17FA-D207-22C0954E0BAF/mp3/high-drama-calls-for-a-little-perspective.mp3 It is hard to take our eyes off the horror headlines about the pounding being given to the Australian and world sharemarkets. The headlines somehow make compelling reading. Tue, 28 Oct 2008 05:07:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/5DF7E4C1-1E4F-17FA-D207-22C0954E0BAF/mp3/high-drama-calls-for-a-little-perspective.mp3 Vanguard Weekly Wealth Series It is hard to take our eyes off the horror headlines about the pounding being given to the Australian and world sharemarkets. The headlines somehow make compelling reading. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F7FA88-1E4F-17FA-D28B-DF37077C648D/mp3/turning-debt-into-deleverage.mp3 Deleveraging sounds like something that ought to be done behind closed doors and only among consenting adults. You have to admit the financial industry has an outstanding ability to corrupt the language and bankers around the globe are engaging in some serious "deleveraging" as the global credit crisis plays out. Fri, 24 Oct 2008 00:42:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F7FA88-1E4F-17FA-D28B-DF37077C648D/mp3/turning-debt-into-deleverage.mp3 Vanguard Weekly Wealth Series Deleveraging sounds like something that ought to be done behind closed doors and only among consenting adults. You have to admit the financial industry has an outstanding ability to corrupt the language and bankers around the globe are engaging in some serious "deleveraging" as the global credit crisis plays out. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F5B403-1E4F-17FA-D23E-A470F26D13C9/mp3/missing-in-action.mp3 As intense volatility continues to rock the market, one of the smartest things investors can do is a little financial housekeeping. Thu, 23 Oct 2008 00:39:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F5B403-1E4F-17FA-D23E-A470F26D13C9/mp3/missing-in-action.mp3 Vanguard Weekly Wealth Series As intense volatility continues to rock the market, one of the smartest things investors can do is a little financial housekeeping. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F35B7D-1E4F-17FA-D2A6-3B5375494A79/mp3/taking-cruel-advantage-in-a-troubled-market.mp3 The severity of this bear market hasn't stopped the unsolicited approaches to shareholders with offers to buy their shares at prices way below the prevailing market. Tue, 21 Oct 2008 00:37:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F35B7D-1E4F-17FA-D2A6-3B5375494A79/mp3/taking-cruel-advantage-in-a-troubled-market.mp3 Vanguard Weekly Wealth Series The severity of this bear market hasn't stopped the unsolicited approaches to shareholders with offers to buy their shares at prices way below the prevailing market. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F08625-1E4F-17FA-D2C5-AB480B060171/mp3/the-snowball-effect.mp3 Some 18 months ago, actuary Michael Rice forecast that the popularity of transition-to-retirement pensions - particularly when combined with increased salary sacrificed super contributions - "was about to snowball". Thu, 16 Oct 2008 00:34:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38F08625-1E4F-17FA-D2C5-AB480B060171/mp3/the-snowball-effect.mp3 Vanguard Weekly Wealth Series Some 18 months ago, actuary Michael Rice forecast that the popularity of transition-to-retirement pensions - particularly when combined with increased salary sacrificed super contributions - "was about to snowball". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38ED440A-1E4F-17FA-D229-D97089602FFA/mp3/out-of-the-gloom-world-growth-is-emerging.mp3 Good news is a scarce commodity on investment markets these days. But this week's report card from the International Monetary Fund on the global economy and its forecasts of economic growth offer some interesting insights into the scale of the impact of the turmoil of the financial crisis on real world economies as measured by gross domestic product. Fri, 10 Oct 2008 00:31:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38ED440A-1E4F-17FA-D229-D97089602FFA/mp3/out-of-the-gloom-world-growth-is-emerging.mp3 Vanguard Weekly Wealth Series Good news is a scarce commodity on investment markets these days. But this week's report card from the International Monetary Fund on the global economy and its forecasts of economic growth offer some interesting insights into the scale of the impact of the turmoil of the financial crisis on real world economies as measured by gross domestic product. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38EB8998-1E4F-17FA-D2DC-55AEB2C6CBE8/mp3/all-cashed-up-but.mp3 How many times have friends and work associates told you in recent days that they are protected from the current market turmoil because all of their savings are now held in cash? Wed, 08 Oct 2008 00:29:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38EB8998-1E4F-17FA-D2DC-55AEB2C6CBE8/mp3/all-cashed-up-but.mp3 Vanguard Weekly Wealth Series How many times have friends and work associates told you in recent days that they are protected from the current market turmoil because all of their savings are now held in cash? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E9EDEA-1E4F-17FA-D202-201EC19C5350/mp3/super-surge.mp3 A phenomenon of superannuation is that self-managed funds tend to reinforce their popularity when investment markets experience sharp downturns and intense volatility for an extended time. Tue, 07 Oct 2008 00:27:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E9EDEA-1E4F-17FA-D202-201EC19C5350/mp3/super-surge.mp3 Vanguard Weekly Wealth Series A phenomenon of superannuation is that self-managed funds tend to reinforce their popularity when investment markets experience sharp downturns and intense volatility for an extended time. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E836B4-1E4F-17FA-D21C-C4F287FD63B7/mp3/tax-rubs-salt-into-portfolio-wounds.mp3 For some investors the 2007-2008 financial year will be sadly remembered as the year of the double whammy. After four glorious years of sustained growth sharemarkets rediscovered volatility and investors were reminded that bear markets can prompt savage sell-offs - particularly when risk is hard to analyse and even harder to price. Fri, 03 Oct 2008 00:25:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E836B4-1E4F-17FA-D21C-C4F287FD63B7/mp3/tax-rubs-salt-into-portfolio-wounds.mp3 Vanguard Weekly Wealth Series For some investors the 2007-2008 financial year will be sadly remembered as the year of the double whammy. After four glorious years of sustained growth sharemarkets rediscovered volatility and investors were reminded that bear markets can prompt savage sell-offs - particularly when risk is hard to analyse and even harder to price. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E605AB-1E4F-17FA-D24E-5356DCB6DF9C/mp3/look-beyond-immediate-questions.mp3 This is certainly a week of questions for almost everyone. Will the US Senate and Congress both pass the Troubled Asset Relief Program by week's end? How will the markets withstand this week of even more intense uncertainty? How much will the Australian Reserve Bank cut official interest rates next week and how much of the cut will be passed on to borrowers? Thu, 02 Oct 2008 00:22:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E605AB-1E4F-17FA-D24E-5356DCB6DF9C/mp3/look-beyond-immediate-questions.mp3 Vanguard Weekly Wealth Series This is certainly a week of questions for almost everyone. Will the US Senate and Congress both pass the Troubled Asset Relief Program by week's end? How will the markets withstand this week of even more intense uncertainty? How much will the Australian Reserve Bank cut official interest rates next week and how much of the cut will be passed on to borrowers? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E2F28F-1E4F-17FA-D24F-AD99A1F64F98/mp3/another-twist-on-investor-psychology.mp3 A 25-year computer specialist in the United States has developed his own way of dealing with a temptation to let emotions rule his investment decisions. He has deleted his instant online access code to his retirement account. Wed, 01 Oct 2008 00:19:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/38E2F28F-1E4F-17FA-D24F-AD99A1F64F98/mp3/another-twist-on-investor-psychology.mp3 Vanguard Weekly Wealth Series A 25-year computer specialist in the United States has developed his own way of dealing with a temptation to let emotions rule his investment decisions. He has deleted his instant online access code to his retirement account. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35DACC39-1E4F-17FA-D23A-58FBF4958B84/mp3/playing-defense-to-market-turmoil.mp3 Financial markets, it appears, have temporarily forsaken their investment role to work on Hollywood's next horror movie script. Fri, 26 Sep 2008 10:11:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35DACC39-1E4F-17FA-D23A-58FBF4958B84/mp3/playing-defense-to-market-turmoil.mp3 Vanguard Weekly Wealth Series Financial markets, it appears, have temporarily forsaken their investment role to work on Hollywood's next horror movie script. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35D2A0AC-1E4F-17FA-D240-F7939BAD32AB/mp3/when-sharemarkets-and-the-real-world-collide.mp3 The relationship between the real world and the stockmarket can sometimes seem tenuous. Thu, 18 Sep 2008 10:01:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35D2A0AC-1E4F-17FA-D240-F7939BAD32AB/mp3/when-sharemarkets-and-the-real-world-collide.mp3 Vanguard Weekly Wealth Series The relationship between the real world and the stockmarket can sometimes seem tenuous. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35CE7692-1E4F-17FA-D22C-B11B5CDF6082/mp3/lifes-turning-points.mp3 We experience throughout our lives what the Australian Securities & Investments Commission (ASIC) neatly tags as "key financial turning points". Wed, 17 Sep 2008 09:58:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35CE7692-1E4F-17FA-D22C-B11B5CDF6082/mp3/lifes-turning-points.mp3 Vanguard Weekly Wealth Series We experience throughout our lives what the Australian Securities & Investments Commission (ASIC) neatly tags as "key financial turning points". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35CB1E2F-1E4F-17FA-D26A-49EC318D4425/mp3/grey-power-on-the-march-for-pension-reform.mp3 One of the cornerstones of our retirement savings system is the age pension. This week the voice of grey power was raised in anger and frustration at the level of payment to pensioners. Fri, 12 Sep 2008 09:53:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/35CB1E2F-1E4F-17FA-D26A-49EC318D4425/mp3/grey-power-on-the-march-for-pension-reform.mp3 Vanguard Weekly Wealth Series One of the cornerstones of our retirement savings system is the age pension. This week the voice of grey power was raised in anger and frustration at the level of payment to pensioners. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32C9584C-1E4F-17FA-D276-DE292A15C573/mp3/market-rock-and-roll.mp3 The gyrations on the sharemarket this week really underline the extreme risk of trying to time the market - that is attempting to pick the best times to buy or sell shares. Thu, 11 Sep 2008 19:51:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32C9584C-1E4F-17FA-D276-DE292A15C573/mp3/market-rock-and-roll.mp3 Vanguard Weekly Wealth Series The gyrations on the sharemarket this week really underline the extreme risk of trying to time the market - that is attempting to pick the best times to buy or sell shares. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32C56BC7-1E4F-17FA-D2A6-F85648584D91/mp3/star-turns.mp3 What a day! First while most of us were still fast asleep, US Treasury Secretary Henry Paulson announced at 1 am yesterday (Australian time, September 8) that the Federal Housing Finance Agency would place the giant "Government-sponsored" mortgage firms, Fannie Mae and Freddie Mac, in "conservatorship". Tue, 09 Sep 2008 19:47:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32C56BC7-1E4F-17FA-D2A6-F85648584D91/mp3/star-turns.mp3 Vanguard Weekly Wealth Series What a day! First while most of us were still fast asleep, US Treasury Secretary Henry Paulson announced at 1 am yesterday (Australian time, September 8) that the Federal Housing Finance Agency would place the giant "Government-sponsored" mortgage firms, Fannie Mae and Freddie Mac, in "conservatorship". VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32C0A389-1E4F-17FA-D21F-702AFA12058B/mp3/paying-the-advice-price.mp3 Good financial advice should pay for itself. The tougher question is what is the best way to pay an adviser's bill. This is where the commission versus fee for service debate begins. Fri, 05 Sep 2008 19:44:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32C0A389-1E4F-17FA-D21F-702AFA12058B/mp3/paying-the-advice-price.mp3 Vanguard Weekly Wealth Series Good financial advice should pay for itself. The tougher question is what is the best way to pay an adviser's bill. This is where the commission versus fee for service debate begins. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32BEBEDB-1E4F-17FA-D237-023B14103510/mp3/never-too-young.mp3 A recent letter from a young reader to the US website CCNMoney.com asked that seemingly perennial question: When should a young person begin saving for retirement? Wed, 03 Sep 2008 19:42:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32BEBEDB-1E4F-17FA-D237-023B14103510/mp3/never-too-young.mp3 Vanguard Weekly Wealth Series A recent letter from a young reader to the US website CCNMoney.com asked that seemingly perennial question: When should a young person begin saving for retirement? VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32B6B56C-1E4F-17FA-D28E-13DCF9B47E42/mp3/super-compassion.mp3 One of the times that the super system and super laws really need to show compassion is when a member dies or faces a terminal illness. These are extremely tense and difficult times as partly reflected in the level of complaints to the Superannuation Complaints Tribunal in relation to the payment of super death benefits. Thu, 28 Aug 2008 19:31:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32B6B56C-1E4F-17FA-D28E-13DCF9B47E42/mp3/super-compassion.mp3 Vanguard Weekly Wealth Series One of the times that the super system and super laws really need to show compassion is when a member dies or faces a terminal illness. These are extremely tense and difficult times as partly reflected in the level of complaints to the Superannuation Complaints Tribunal in relation to the payment of super death benefits. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32B1A920-1E4F-17FA-D247-A9FCCADFDFB9/mp3/a-really-long-term-perspective.mp3 As super funds rating agencies report another month of negative fund returns for July, calls are once again wisely being given by investment specialists for most fund members to take a long-term perspective. Super fund researcher SuperRatings reports that the average rolling returns to July 31 for the largest 50 balanced portfolios surveyed were 9.12% over five years and 7.28% over 10 years. Tue, 26 Aug 2008 19:26:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32B1A920-1E4F-17FA-D247-A9FCCADFDFB9/mp3/a-really-long-term-perspective.mp3 Vanguard Weekly Wealth Series As super funds rating agencies report another month of negative fund returns for July, calls are once again wisely being given by investment specialists for most fund members to take a long-term perspective. Super fund researcher SuperRatings reports that the average rolling returns to July 31 for the largest 50 balanced portfolios surveyed were 9.12% over five years and 7.28% over 10 years. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32ACC01B-1E4F-17FA-D2C6-DBE7FA8C6D32/mp3/the-great-disclosure-debate.mp3 Simplicity by design is a thing of beauty. Regrettably, simple disclosure for investors remains more a mirage than a reality. Fri, 22 Aug 2008 19:22:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/32ACC01B-1E4F-17FA-D2C6-DBE7FA8C6D32/mp3/the-great-disclosure-debate.mp3 Vanguard Weekly Wealth Series Simplicity by design is a thing of beauty. Regrettably, simple disclosure for investors remains more a mirage than a reality. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E7F2779-1E4F-17FA-D266-F2C0AE35205C/mp3/new-smsf-trustees-a-matter-of-knowledge.mp3 The Australian Taxation Office still has plenty of concerns about the level of superannuation knowledge among new SMSF trustees - and with good reason. Wed, 20 Aug 2008 23:53:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E7F2779-1E4F-17FA-D266-F2C0AE35205C/mp3/new-smsf-trustees-a-matter-of-knowledge.mp3 Vanguard Weekly Wealth Series The Australian Taxation Office still has plenty of concerns about the level of superannuation knowledge among new SMSF trustees - and with good reason. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E7C07B7-1E4F-17FA-D215-0C3CD01D67E4/mp3/pride-predictions-and-a-falling-dollar.mp3 While Olympic athletes have done their bit for national pride this week our currency is proving a fickle friend to investors. The Australian dollar is down 11% from its peak at $US0.98 in July 2008. Fri, 15 Aug 2008 23:50:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E7C07B7-1E4F-17FA-D215-0C3CD01D67E4/mp3/pride-predictions-and-a-falling-dollar.mp3 Vanguard Weekly Wealth Series While Olympic athletes have done their bit for national pride this week our currency is proving a fickle friend to investors. The Australian dollar is down 11% from its peak at $US0.98 in July 2008. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E797464-1E4F-17FA-D204-049D5CD6E2E0/mp3/taxman-looks-to-super.mp3 The Australian Taxation Office released this week its compliance program for 2008-09, giving a detailed insight into where tax officers will pay particular attention over the next 12 months. It is well worth a close look. Thu, 14 Aug 2008 23:48:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E797464-1E4F-17FA-D204-049D5CD6E2E0/mp3/taxman-looks-to-super.mp3 Vanguard Weekly Wealth Series The Australian Taxation Office released this week its compliance program for 2008-09, giving a detailed insight into where tax officers will pay particular attention over the next 12 months. It is well worth a close look. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E77A920-1E4F-17FA-D225-61B9BE6C5209/mp3/looking-back.mp3 When sharemarkets experience a bear market, it is a valuable exercise to look back at how markets have recovered from past bear markets. Wed, 13 Aug 2008 23:46:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E77A920-1E4F-17FA-D225-61B9BE6C5209/mp3/looking-back.mp3 Vanguard Weekly Wealth Series When sharemarkets experience a bear market, it is a valuable exercise to look back at how markets have recovered from past bear markets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E76312C-1E4F-17FA-D2A9-7C406A90CDB3/mp3/tax-insights-point-to-a-simpler-way.mp3 Taxes and death are often given equal billing in terms of certainty and popularity but when it comes to complexity our tax system seems to be a clear winner. Fri, 08 Aug 2008 23:45:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E76312C-1E4F-17FA-D2A9-7C406A90CDB3/mp3/tax-insights-point-to-a-simpler-way.mp3 Vanguard Weekly Wealth Series Taxes and death are often given equal billing in terms of certainty and popularity but when it comes to complexity our tax system seems to be a clear winner. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E74A8CD-1E4F-17FA-D2E4-22B0C465B996/mp3/reaching-the-self-employed.mp3 How do super funds attract the self-employed into the super system? The finding of an effective answer to this straightforward question should be highly rewarding for both the super funds and for the many self-employed with little or no super. Thu, 07 Aug 2008 23:42:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E74A8CD-1E4F-17FA-D2E4-22B0C465B996/mp3/reaching-the-self-employed.mp3 Vanguard Weekly Wealth Series How do super funds attract the self-employed into the super system? The finding of an effective answer to this straightforward question should be highly rewarding for both the super funds and for the many self-employed with little or no super. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E72243E-1E4F-17FA-D2D1-39D7F187467F/mp3/grey-power.mp3 The rapid ageing of Australia's population together with increasing longevity and growth of super savings are making retired super fund members a truly powerful force. Tue, 05 Aug 2008 23:40:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E72243E-1E4F-17FA-D2D1-39D7F187467F/mp3/grey-power.mp3 Vanguard Weekly Wealth Series The rapid ageing of Australia's population together with increasing longevity and growth of super savings are making retired super fund members a truly powerful force. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E70368F-1E4F-17FA-D2A2-218A8748B569/mp3/super-returns-to-shape-a-generation.mp3 The super fund returns for the last financial year may well prove to be a defining moment for a generation of investors. Fri, 01 Aug 2008 23:36:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E70368F-1E4F-17FA-D2A2-218A8748B569/mp3/super-returns-to-shape-a-generation.mp3 Vanguard Weekly Wealth Series The super fund returns for the last financial year may well prove to be a defining moment for a generation of investors. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E6D2004-1E4F-17FA-D2D4-3E681E451F9D/mp3/super-realism-with-projected-end-benefits.mp3 Sometimes saving for retirement may seem a little like feeling your way in the dark. You probably know your existing super fund balance but may have no immediate impression of the likely balance by the time of retirement - if you continue your current contribution pattern. Thu, 31 Jul 2008 23:33:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E6D2004-1E4F-17FA-D2D4-3E681E451F9D/mp3/super-realism-with-projected-end-benefits.mp3 Vanguard Weekly Wealth Series Sometimes saving for retirement may seem a little like feeling your way in the dark. You probably know your existing super fund balance but may have no immediate impression of the likely balance by the time of retirement - if you continue your current contribution pattern. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E6AA421-1E4F-17FA-D2AF-5A0650893B91/mp3/out-on-the-table.mp3 Well, the negative super fund returns for 2007-08 are finally out on the table and are somewhat worse than had been widely expected a few months ago. Tue, 29 Jul 2008 23:32:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E6AA421-1E4F-17FA-D2AF-5A0650893B91/mp3/out-on-the-table.mp3 Vanguard Weekly Wealth Series Well, the negative super fund returns for 2007-08 are finally out on the table and are somewhat worse than had been widely expected a few months ago. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E690BA5-1E4F-17FA-D2D8-2D62F6D74931/mp3/tuning-into-your-super-funds-risk.mp3 Know thyself is one of the unwritten commandments of investments.This year's superannuation statements could prompt an outbreak of self-awareness that is unprecedented in the history of our compulsory super system. Fri, 25 Jul 2008 23:30:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E690BA5-1E4F-17FA-D2D8-2D62F6D74931/mp3/tuning-into-your-super-funds-risk.mp3 Vanguard Weekly Wealth Series Know thyself is one of the unwritten commandments of investments.This year's superannuation statements could prompt an outbreak of self-awareness that is unprecedented in the history of our compulsory super system. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E670FAD-1E4F-17FA-D225-38B759B55498/mp3/dirty-tricks.mp3 Every year, many thousands of Australians try to come to terms with a surprisingly common financial setback - the loss of money through personal fraud. Wed, 23 Jul 2008 23:28:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E670FAD-1E4F-17FA-D225-38B759B55498/mp3/dirty-tricks.mp3 Vanguard Weekly Wealth Series Every year, many thousands of Australians try to come to terms with a surprisingly common financial setback - the loss of money through personal fraud. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E65723F-1E4F-17FA-D23C-132DACF46BF0/mp3/super-funds-choice-no-fizzer.mp3 A recent newspaper report labeled super fund choice as a "fizzer" because relatively few members are switching funds and because the cost to employers is surprisingly high. Mon, 21 Jul 2008 23:26:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E65723F-1E4F-17FA-D23C-132DACF46BF0/mp3/super-funds-choice-no-fizzer.mp3 Vanguard Weekly Wealth Series A recent newspaper report labeled super fund choice as a "fizzer" because relatively few members are switching funds and because the cost to employers is surprisingly high. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E6250A9-1E4F-17FA-D25B-6C2F7FA6E566/mp3/boom-or-bust-are-we-there-yet.mp3 Post-mortems by their nature are sombre affairs. But it would perhaps be comforting to investors if a formal post-mortem into the great credit crunch of 2007-08 was underway because that would at least signal the worst was behind us and we could begin to learn from past mistakes in order to (hopefully) not repeat them again. Fri, 18 Jul 2008 23:23:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E6250A9-1E4F-17FA-D25B-6C2F7FA6E566/mp3/boom-or-bust-are-we-there-yet.mp3 Vanguard Weekly Wealth Series Post-mortems by their nature are sombre affairs. But it would perhaps be comforting to investors if a formal post-mortem into the great credit crunch of 2007-08 was underway because that would at least signal the worst was behind us and we could begin to learn from past mistakes in order to (hopefully) not repeat them again. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E60B4E1-1E4F-17FA-D287-1A2ABAF80011/mp3/a-horror-year-but.mp3 Fund manager performance figures released by Mercer this week truly underline how 2007-08 was a horror a year for most share investors. All but one of the 123 Australian share managers surveyed by Mercer produced a negative return. Fri, 18 Jul 2008 23:16:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E60B4E1-1E4F-17FA-D287-1A2ABAF80011/mp3/a-horror-year-but.mp3 Vanguard Weekly Wealth Series Fund manager performance figures released by Mercer this week truly underline how 2007-08 was a horror a year for most share investors. All but one of the 123 Australian share managers surveyed by Mercer produced a negative return. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E58F46F-1E4F-17FA-D2B5-21AA55ED34A6/mp3/tough-markets-test-the-value-of-advice.mp3 Financial planners are going to earn their money this month. Super fund statements showing the first negative returns for many years will do that. For some advisers this will be a testing time - because like their clients it will be the first bear market experience they have had to work through. For others it will be a case of reminding investors where they are on their financial planning journey and that storms every five to seven years are to be expected. Fri, 11 Jul 2008 23:12:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E58F46F-1E4F-17FA-D2B5-21AA55ED34A6/mp3/tough-markets-test-the-value-of-advice.mp3 Vanguard Weekly Wealth Series Financial planners are going to earn their money this month. Super fund statements showing the first negative returns for many years will do that. For some advisers this will be a testing time - because like their clients it will be the first bear market experience they have had to work through. For others it will be a case of reminding investors where they are on their financial planning journey and that storms every five to seven years are to be expected. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E569599-1E4F-17FA-D20C-D378EBF0D6FF/mp3/staggering-mistakes.mp3 It seems that thousands of superannuation millionaires could be licking their wounds after overshooting the transitional $1 million cap that applied to non-concessional super contributions made between May 12, 2006 and June 30, 2007 in the lead-up to the arrival of the new super system. Thu, 10 Jul 2008 23:10:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E569599-1E4F-17FA-D20C-D378EBF0D6FF/mp3/staggering-mistakes.mp3 Vanguard Weekly Wealth Series It seems that thousands of superannuation millionaires could be licking their wounds after overshooting the transitional $1 million cap that applied to non-concessional super contributions made between May 12, 2006 and June 30, 2007 in the lead-up to the arrival of the new super system. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E54CC69-1E4F-17FA-D2ED-05F4F48B0594/mp3/skiiing-in-switzerland-and-smsfs.mp3 I have long thought that required reading for new SMSF trustees should be a summary of the decision in the "Swiss Chalet Case", given by the Administrative Appeals Tribunal some 13 years ago. The case provides an excellent illustration of what the centrepiece of superannuation - the sole purpose test - is all about. Tue, 08 Jul 2008 23:07:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E54CC69-1E4F-17FA-D2ED-05F4F48B0594/mp3/skiiing-in-switzerland-and-smsfs.mp3 Vanguard Weekly Wealth Series I have long thought that required reading for new SMSF trustees should be a summary of the decision in the "Swiss Chalet Case", given by the Administrative Appeals Tribunal some 13 years ago. The case provides an excellent illustration of what the centrepiece of superannuation - the sole purpose test - is all about. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E51A16C-1E4F-17FA-D27F-F5E6F75B3AAB/mp3/self-managed-super-funds-are-the-new-black-of-investing.mp3 Self-managed super funds are the new black of investing.It is almost fashionably required for any high net worth individual to have their own SMSF and they are becoming a major holder of superannuation assets. Fri, 04 Jul 2008 23:04:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E51A16C-1E4F-17FA-D27F-F5E6F75B3AAB/mp3/self-managed-super-funds-are-the-new-black-of-investing.mp3 Vanguard Weekly Wealth Series Self-managed super funds are the new black of investing.It is almost fashionably required for any high net worth individual to have their own SMSF and they are becoming a major holder of superannuation assets. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E4E8F94-1E4F-17FA-D25D-925992F7394C/mp3/shabby-treatment.mp3 Why have the self-employed been treated so shabbily when it comes to super? As I wrote in a recent Smart Investing, new research by the Association of Superannuation Funds of Australia (ASFA) found that 28% of the self-employed have little or no super. And a further 53% have less than $40,000 in super. Thu, 03 Jul 2008 23:01:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E4E8F94-1E4F-17FA-D25D-925992F7394C/mp3/shabby-treatment.mp3 Vanguard Weekly Wealth Series Why have the self-employed been treated so shabbily when it comes to super? As I wrote in a recent Smart Investing, new research by the Association of Superannuation Funds of Australia (ASFA) found that 28% of the self-employed have little or no super. And a further 53% have less than $40,000 in super. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E4D1C62-1E4F-17FA-D297-5CAC09055069/mp3/another-reason-to-look-beyond-todays-market.mp3 As even the last day of the financial year ends negatively for shares, here's just one of the many reasons why you shouldn't let yourself become distracted by short-term markets movements: life expectancy. The Australian Government Actuary reports that the life expectancy of a 50-year-old Australian female is 34.5 years and that a 50-year male has a life expectancy of 30.4 years. Tue, 01 Jul 2008 22:58:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E4D1C62-1E4F-17FA-D297-5CAC09055069/mp3/another-reason-to-look-beyond-todays-market.mp3 Vanguard Weekly Wealth Series As even the last day of the financial year ends negatively for shares, here's just one of the many reasons why you shouldn't let yourself become distracted by short-term markets movements: life expectancy. The Australian Government Actuary reports that the life expectancy of a 50-year-old Australian female is 34.5 years and that a 50-year male has a life expectancy of 30.4 years. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E49CBBD-1E4F-17FA-D274-A2DF5E128C9A/mp3/when-a-love-affair-goes-sour.mp3 The love affair that Australians have enjoyed with property investing is turning into a horror story in other parts of the world. Fri, 27 Jun 2008 22:56:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E49CBBD-1E4F-17FA-D274-A2DF5E128C9A/mp3/when-a-love-affair-goes-sour.mp3 Vanguard Weekly Wealth Series The love affair that Australians have enjoyed with property investing is turning into a horror story in other parts of the world. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E44464E-1E4F-17FA-D225-1848F99FBCD9/mp3/playing-defense-can-it-work-in-tough-markets.mp3 Smart sports people know there is a time to be aggressive and a time to play defensively. So why shouldn't investors be able to switch game plans depending on how the sharemarket is going Investing is full of strategies that try to benefit from performance patterns or signals that either suggest it is the time to buy or a time to sell. Fri, 20 Jun 2008 22:49:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E44464E-1E4F-17FA-D225-1848F99FBCD9/mp3/playing-defense-can-it-work-in-tough-markets.mp3 Vanguard Weekly Wealth Series Smart sports people know there is a time to be aggressive and a time to play defensively. So why shouldn't investors be able to switch game plans depending on how the sharemarket is going Investing is full of strategies that try to benefit from performance patterns or signals that either suggest it is the time to buy or a time to sell. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E352A2E-1E4F-17FA-D2D5-89B18E3E11D4/mp3/todays-petrol-prices-a-test-for-tomorrows-retirees.mp3 ATMs have become common sights inside petrol stations but if the cost of petrol keeps rising perhaps banks may consider locating some of their personal loan people next to the cash registers. On second thoughts perhaps we should keep the banking types away from the financing of petrol in case we unwittingly set up the next credit or loan crisis. If we are not careful we could end up with sub-prime petrol loans - you can just imagine the financial engineers structuring petroloans for people with no car, no driver's licence and no income. Fri, 13 Jun 2008 22:33:00 --1100 http://www.vanguard.com.au/vanguardaus/fms//sof/newsitem/2E352A2E-1E4F-17FA-D2D5-89B18E3E11D4/mp3/todays-petrol-prices-a-test-for-tomorrows-retirees.mp3 Vanguard Weekly Wealth Series ATMs have become common sights inside petrol stations but if the cost of petrol keeps rising perhaps banks may consider locating some of their personal loan people next to the cash registers. On second thoughts perhaps we should keep the banking types away from the financing of petrol in case we unwittingly set up the next credit or loan crisis. If we are not careful we could end up with sub-prime petrol loans - you can just imagine the financial engineers structuring petroloans for people with no car, no driver's licence and no income. VANGUARD WEALTH SERIES, 5WEL, investor information, investment news, company announcements, half year results, full year results, investment, asx, business, finance, stocks, stockbroking, stockmarket no