Smart Investing


Robin Bowerman, Principal and Head of Retail at Vanguard Investments, shares investment and personal finance insights gained from two decades in the finance industry as writer, commentator and editor.

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Reality check: Can you really stretch your money? 28 Jul 10

You have probably heard the messages many times: save enough for retirement, pay off your mortgage before you retire, take income-protection insurance and so forth - the must-do list for our money seems endless.

The other end of the scale 26 Jul 10

Those who entered the workforce in the past decade or so need look no further than many of the baby boomers for telling illustrations of the need to save.

The juggling act of balancing a portfolio 23 Jul 10

Balance is something we often aspire to but fall short of achieving both in life and investing.

Save for retirement – 'I am not kidding' 21 Jul 10

Spare a thought for the fledgling savings of Generation Y, the members of population who have entered the workforce within the past 10 years or so.

Default fund - by choice 19 Jul 10

An enduring myth regarding super is that those who are in a default fund are probably "disengaged" with their super.

The tax factor in super 16 Jul 10

When it comes to investing costs tax sits top of the table.

You have been warned 14 Jul 10

The tax office practised a little careful timing earlier this month by releasing its Compliance Program 2010-11 before most taxpayers had begun to think about preparing to lodge their latest tax returns.

The ease-of-understanding test 12 Jul 10

One of the key reasons for the remarkable popularity of Exchange Traded Funds (ETFs) is that their attributes and how they work can easily be explained to investors.

Member benefits the bottom line of Cooper super plans 09 Jul 10

For someone who is being criticised for entrenching apathy around superannuation Jeremy Cooper has done more than most to make it headline news.

Debt, debt and more debt 07 Jul 10

A special report on debt in The Economist magazine (June 26-July 2) makes the telling point-that 'in the rich world, getting your first credit card is a rite of passage'.

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