Superannuation

Australian Shares

Investment details and fees

Minimum investment amounts

Initial contribution$20,000

Additional contributions$200

Minimum account balance$7,500

Fees and costs

Establishment feeNil

Contribution feeNil

Member account keeping fee$66 p.a
(balances less than $20,000)

Withdrawal fee$71.50
(on each amount withdrawn)

Switching feeNil

Plan administration
management fees

First $50,0000.75% p.a

Balance over $50,0000.50% p.a

Investment option
management fee
0.36% p.a

Buy spread cost (purchase)0.20%

Sell spread cost (withdrawal)0.10%

The Vanguard Australian Shares investment option provides exposure to a wide range of companies and property trusts listed on the Australian Securities Exchange (ASX). It is a low-cost, diversified investment option, which through its buy and hold investment approach offers investors the potential for tax-effective returns.

Who it may suit

long-term investors (usually seven years plus)
investors seeking long-term capital growth
investors seeking a tax-effective investment
investors seeking an efficient way to access a broad portfolio of Australian shares
investors using a core/satellite strategy seeking an index fund for the core of their Australian shares portfolio

Objectives

To match the return (income and capital appreciation) of the S&P/ASX 300 Index before taking into account fees, expenses and taxes.

Benefits

Diversification

invests in around 300 Australian companies and property trusts listed on the Australian Securities Exchange (ASX).

Long-term growth potential

offers long-term capital growth potential through its diversified portfolio of Australian shares

Tax-effective returns

includes exposure to companies offering franking benefits that can offset the some of the fund's tax liability

Low scaled fees

low management fees and no entry fees (other than buy/sell spread costs)
scaled management fees apply to balances over $50,000

Flexibility

contribute directly or through your employer, make spouse contributions or use the plan to build your retirement savings if self-employed.
complimentary rollover service

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Knowledge Centre

Personal Superannuation Plan - Investment Options at a Glance*

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Cash Cash funds suit investors who prefer capital stability and regular income to longterm growth.

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Cash Plus	A customised Index, the Vanguard® Cash Plus Index	$20,000	$200	$7,500	0.31% p.a.	Nil	$66 p.a.	0.75% p.a.	0.50% p.a.

Fixed interest Fixed interest funds suit short to mediumterm investors seeking a steady and reliable income stream..

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Australian Fixed Interest	UBS Australian Composite Bond Index	$20,000	$200	$7,500	0.31% p.a.	0.10% / 0.10%	$66 p.a.	0.75% p.a.	0.50% p.a.

PropertyProperty trusts suit investors with a longterm timeframe (five years plus).

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Australian Property Securities	S&P/ASX 300 A-REIT Index	$20,000	$200	$7,500	0.36% p.a.	0.20%/ 0.20%	$66 p.a.	0.75% p.a.	0.50% p.a.

Australian shares Shares are high risk and generally suited to longerterm investors (seven years plus)

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Australian Shares	S&P/ASX 300 Index	$20,000	$200	$7,500	0.36% p.a.	0.20%/ 0.10%	$66 p.a.	0.75% p.a.	0.50% p.a.

International shares International Shares are high risk generally suited to longerterm investors (seven years plus)

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® International Shares	MSCI World ex-Australia Index in AUD	$20,000	$200	$7,500	0.38% p.a.	0.30%/ 0.10%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® International Shares (Hedged)	MSCI World ex-Australia Index hedged to AUD	$20,000	$200	$7,500	0.41% p.a.	0.35%/ 0.15%	$66 p.a.	0.75% p.a.	0.50% p.a.

Diversified Diversified funds allow investors to select the alternative that best matches their risk profiles.

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® LifeStrategy® Conservative	70% income and 30% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.35% p.a.	0.12%/ 0.09%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® LifeStrategy® Balanced	50% income and 50% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.36% p.a.	0.18%/ 0.12%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® LifeStrategy® Growth	30% income and 70% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.38% p.a.	0.23%/ 0.15%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® LifeStrategy® High Growth	10% income and 90% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.39% p.a.	0.26%/ 0.15%	$66 p.a.	0.75% p.a.	0.50% p.a.

VanguardInvestments

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