Superannuation

Australian Property Securities

Investment details and fees

Minimum investment amounts

Initial contribution$20,000

Additional contributions$200

Minimum account balance$7,500

Fees and costs

Establishment feeNil

Contribution feeNil

Member account keeping fee$66 p.a
(balances less than $20,000)

Withdrawal fee$71.50
(on each amount withdrawn)

Switching feeNil

Plan administration management fees

First $50,0000.75% p.a

Balance over $50,0000.50% p.a

Investment option
management fee
0.36% p.a

Buy spread cost (purchase)0.20%

Sell spread cost (withdrawal)0.20%

The Vanguard Australian Property Securities investment option provides a low cost way to invest in a portfolio of between 20 and 30 Australian real estate investment trusts (A-REITs) listed on the Australian Securities Exchange (ASX) across the retail, office, industrial, tourism, and infrastructure sectors.

Who it may suit

long-term investors (usually seven years plus)
investors seeking long-term capital growth
investors seeking a lower risk asset class than Australian or international shares
those wanting to add diversification to their super strategy through property securities exposure
investors seeking a tax-effective investment

Objectives

To match the return (income and capital appreciation) of the S&P/ASX 300 A-REIT Index before taking into account fees, expenses and taxes.

Benefits

Diversification and long-term capital growth potential

invests in a portfolio of between 20 and 30 Australian real estate investment trusts (A-REITs) listed on the Australian Securities Exchange (ASX) across the retail, office, industrial, tourism, and infrastructure sectors.

Potential for better after-tax returns

our buy and hold strategy takes advantage of capital gains discounts and the deferral of capital gains liabilities, which may result in more tax-efficient returns

Low scaled fees

low management fees and no entry fees (other than buy/sell spread costs)
scaled management fees apply to balances over $50,000

Flexibility

contribute directly or through your employer, make spouse contributions or use the plan to build your retirement savings if self-employed.
complimentary rollover service

Take the next step

Knowledge Centre

Personal Superannuation Plan - Investment Options at a Glance*

Show all options or Hide all options.

Cash Cash funds suit investors who prefer capital stability and regular income to longterm growth.

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Cash Plus	A customised Index, the Vanguard® Cash Plus Index	$20,000	$200	$7,500	0.31% p.a.	Nil	$66 p.a.	0.75% p.a.	0.50% p.a.

Fixed interest Fixed interest funds suit short to mediumterm investors seeking a steady and reliable income stream..

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Australian Fixed Interest	UBS Australian Composite Bond Index	$20,000	$200	$7,500	0.31% p.a.	0.10% / 0.10%	$66 p.a.	0.75% p.a.	0.50% p.a.

PropertyProperty trusts suit investors with a longterm timeframe (five years plus).

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Australian Property Securities	S&P/ASX 300 A-REIT Index	$20,000	$200	$7,500	0.36% p.a.	0.20%/ 0.20%	$66 p.a.	0.75% p.a.	0.50% p.a.

Australian shares Shares are high risk and generally suited to longerterm investors (seven years plus)

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® Australian Shares	S&P/ASX 300 Index	$20,000	$200	$7,500	0.36% p.a.	0.20%/ 0.10%	$66 p.a.	0.75% p.a.	0.50% p.a.

International shares International Shares are high risk generally suited to longerterm investors (seven years plus)

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® International Shares	MSCI World ex-Australia Index in AUD	$20,000	$200	$7,500	0.38% p.a.	0.30%/ 0.10%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® International Shares (Hedged)	MSCI World ex-Australia Index hedged to AUD	$20,000	$200	$7,500	0.41% p.a.	0.35%/ 0.15%	$66 p.a.	0.75% p.a.	0.50% p.a.

Diversified Diversified funds allow investors to select the alternative that best matches their risk profiles.

	Benchmark	Minimum investment amounts			Investment option management fee	Investment option buy/sell spread costs	Management fees that apply to your member account balance
	Benchmark	Initial contribution	Additional contributions	Account balance	Investment option management fee	Investment option buy/sell spread costs	Member account keeping fee for balances less than $20,000	Plan administration management fee for the first $50,000	Plan administraion management fee for the portion above $50,000
Vanguard® LifeStrategy® Conservative	70% income and 30% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.35% p.a.	0.12%/ 0.09%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® LifeStrategy® Balanced	50% income and 50% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.36% p.a.	0.18%/ 0.12%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® LifeStrategy® Growth	30% income and 70% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.38% p.a.	0.23%/ 0.15%	$66 p.a.	0.75% p.a.	0.50% p.a.
Vanguard® LifeStrategy® High Growth	10% income and 90% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)	$20,000	$200	$7,500	0.39% p.a.	0.26%/ 0.15%	$66 p.a.	0.75% p.a.	0.50% p.a.

VanguardInvestments

Call us on 1300 655 101