After such a tumultuous year on global financial markets in 2020, the value weightings of your current holdings may be out of kilter with your target asset mix and it may be prudent to recalibrate your portfolio.
Diversification, spreading your money across a range of different assets rather than putting it all into one place, is one of the core principles of investment risk management. That's because investment returns from different assets are never consistent.
The right words of advice - whether it be from friends or family, business mentor, sports coach - can have lasting impact on the way we lead our lives, manage our businesses. The same holds true for financial advice.
History shows us that overnight investment success rarely happens. Starting up a business venture, and turning it into a profitable enterprise (if that ever occurs), can take many years. It's the same with building investment wealth.
COVID-19 has completely, and mercilessly, dictated the direction of economies and financial markets through most of this year. So, as we rapidly approach the end of an extremely unpredictable and volatile year, what's in store for 2021?
With so many ETFs of all shapes and sizes now available on the market, finding the right one to invest in can sometimes be a difficult choice for investors. Here are a few suggestions on what to look out for when choosing ETFs.
The assets test is a key part of the assessment process used by the Department of Human Services to determine who is eligible to receive government pension payments and how much is paid to singles and couples.
It's impossible to calculate exactly how much money each of us will end up with at our retirement age, because there are so many variables to consider. That comes down to investment returns over time, where we invest, and how much we invest.
It's often said that starting out early on one's investing journey will deliver good long-term results. But in light of recent volatility on investment markets, you may be thinking, is this the right time to start off?