The trouble with intuition when investing
Researchers and psychologists have identified endless ways in which the human brain is prone to bias, errors and poor judgment - and the investing community has latched on.
Asset allocation as a guiding light
What should come first, and what is fundamentally more important than picking specific investments, is determining your asset allocation.
What history teaches us about long-term returns
It's impossible to calculate exactly how much money each of us will end up with at our retirement age, because there are so many variables to consider. That comes down to investment returns over time, where we invest, and how much we invest.
Navigating the new assets test limit
The assets test is a key part of the assessment process used by the Department of Human Services to determine who is eligible to receive government pension payments and how much is paid to singles and couples.
Don't be retiring when you're retired
Taking an active role in your investments, to ensure you have the best chance of both protecting and growing your capital, is just as important in retirement as it is before you stop working.
A beginner's investment guide to long-term wealth
It's often said that starting out early on one's investing journey will deliver good long-term results. But in light of recent volatility on investment markets, you may be thinking, is this the right time to start off?
Recent volatility in investment markets can be frightening when you're saving for retirement, but one of the key lessons from history is that volatility is a normal and necessary part of investing.
Dealing with the dividend downturn
The latest Australian corporate earnings reporting season is now underway, and it’s widely expected many listed companies will announce cuts to their shareholder dividend payments.
How to construct an effective portfolio
Portfolio construction is always a popular topic among investors, but as markets become more volatile, the practice of carefully piecing together a jigsaw of investments that weathers both good times and bad is particularly relevant.
Ensuring you have an up-to-date and valid will is a central tenet of good financial planning, so it's a little surprising that almost half of Australians don't have one. But how many of those without a will know what actually happens to their investments after they pass away?
How to rebalance your portfolio out of COVID-19
As the ASX exits an 11-week bear market restrictions ease, now is a good time for investors to consider rebalancing.
What SMSF trustees should consider before June 30
With just over three weeks to the end of the 2019-20 financial year, SMSF trustees have some key decisions to make.
Why inflation isn't of immediate concern
Pandemic-induced supply constraints and fiscal infusions shouldn't have markets worried about runaway inflation.
Education is the gift that parents can give their children that keeps on giving. But it comes with a significant bill attached.