Two people dance around an illustration of a coin representing low fees.

 Administration + Investment + Transaction fees and costs = Yearly fee 

Our yearly fee is, simply put, the cost to service your Vanguard Super account every year. It's made up of three individual parts: the administration fees and costs, investment fees and costs and transaction costs. Together, they make up your yearly fee. 

There are a few things you need to know. Any investment and transaction costs are an estimate and the actual costs may vary. We’ll also explain two additional fees below, activity fees and insurance premiums. See our Product Disclosure Statement for details.

MySuper Lifecycle
Investment
Transaction

Some of our investments have an even lower yearly fee. See yearly fee across our investments below for a complete list.

Your yearly fee is made up of administration, investment and transaction fees and costs. It’s calculated by multiplying your super balance by the total fee percentage (ie, $50,000 x 0.0058 = $290). This calculator applies to Lifecycle and other fees and costs may apply.

Compare our fees to other leading super funds with the ATO MySuper comparison tool.

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Lifecycle 

Lifecycle is intelligently designed to balance growth and defensive investments according to your age, automatically - without you having to lift a finger. These are its fees and costs.

      Administration+    Investment*+    Transaction*=   Yearly fee
Lifecycle                                           0.35%      0.21%      0.02%      0.58%
 
Lifecycle                                      
     Administration
     0.35%
+    Investment*
      0.21%
+    Transaction*
      0.02%
=   Yearly fee
      0.58%
Diversified 

These are the fees and costs for our diversified pre-mixed investment options that make it easier for members to adjust their own risk.

      Administration+   Investment*+   Transaction*=   Yearly fee
High Growth     0.35%     0.21%     0.00%      0.56%
Ethically Conscious Growth           0.35%     0.22%     0.01%      0.58%
Growth     0.35%     0.21%     0.00%      0.56%
Balanced     0.35%     0.21%     0.00%      0.56%
Conservative     0.35%     0.21%     0.00%      0.56%
     Administration
     0.35%
+   Investment*
     0.21%
+   Transaction*
     0.00%
=   Yearly fee
      0.56%
     Administration
     0.35%
+   Investment*
     0.22%
+   Transaction*
     0.01%
=   Yearly fee
      0.58%
     Administration
     0.35%
+   Investment*
     0.21%
+   Transaction*
     0.00%
=   Yearly fee
      0.56%
     Administration
     0.35%
+   Investment*
     0.21%
+   Transaction*
     0.00%
=   Yearly fee
      0.56%
     Administration
     0.35%
+   Investment*
     0.21%
+   Transaction*
     0.00%
=   Yearly fee
      0.56%
Single Sector 

These are the fees and costs for our Single Sector primary building blocks for members who want to put their super together themselves.

      Administration+   Investment*+  Transaction*=  Yearly fee
Australian Shares     0.35%     0.20%     0.03%     0.58%
International Shares     0.35%     0.21%     0.02%     0.58%
International Shares (hedged)     0.35%     0.21%     0.02%     0.58%
Australian Fixed Interest     0.35%     0.21%     0.02%     0.58%
Global Fixed Interest (hedged)     0.35%     0.21%     0.02%     0.58%
Cash     0.35%     0.04%     0.00%     0.39%
     Administration
     0.35%
+   Investment*
     0.20%
+  Transaction*
     0.03%
=  Yearly fee
     0.58%
     Administration
     0.35%
+   Investment*
     0.21%
+  Transaction*
     0.02%
=  Yearly fee
     0.58%
     Administration
     0.35%
+   Investment*
     0.21%
+  Transaction*
     0.02%
=  Yearly fee
     0.58%
     Administration
     0.35%
+   Investment*
     0.21%
+  Transaction*
     0.02%
=  Yearly fee
     0.58%
     Administration
     0.35%
+   Investment*
     0.21%
+  Transaction*
     0.02%
=  Yearly fee
     0.58%
     Administration
     0.35%
+   Investment*
     0.04%
+  Transaction*
     0.00%
=  Yearly fee
     0.39%

*The investment fee and transaction costs are indicative only and based on estimated costs. Actual costs may vary from year to year. Other activity related fees and costs may be charged from time to time.

Compare super fees in 3 easy steps

How to compare your current super fees to Vanguard Super

Find your fees & costs

Find your current administration, investment and transaction fees and costs. **

Add them together

Add them up to work out your yearly fees and costs

Compare

Compare with Vanguard Super!

**Tip: Check your current super's Product Disclosure Statement (PDS) or your annual statement.

We combine our fees for simplicity, but there are two fees we can’t bundle into a neat yearly fee package (hard as we might try). 

Vanguard Super SaveSmart Product Disclosure Statement

A summary of key information about investing in Vanguard Super SaveSmart. Everything from how we invest your money, our fees and costs, to how your super is taxed.

Your super guide

A detailed guide to managing your Vanguard Super SaveSmart account. Learn about making contributions, accessing your money, nominating beneficiaries, as well as fees and costs, and tax.

Insurance in your super

Learn more about insurance through your Vanguard Super SaveSmart account, including types of cover, eligibility, costs, changing or cancelling cover, and how to claim.