Option 1: Electronic transfer (transfer time: near real-time)
Transfer money from your external bank account via direct credit using the unique Vanguard Cash Account BSB and account number provided. Transfers should settle under a minute. However, delays may occur due to technical issues, payments to a first-time payee, or additional security checks.

Option 2: BPAY® (transfer time: 1-2 business days)
Transfer funds into your Vanguard Cash Account using the BPAY biller code and reference number provided.

Option 3: Direct debit (transfer time: 3-4 business days)
Select this option and confirm the linked bank account that you want Vanguard to transfer the money from. You will then be asked to confirm the amount you would like us to take from your nominated account.  As this process can take up to 4 business days, you will need to ensure you have sufficient funds available during this time frame.

How to use your Vanguard Cash Account