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** Vanguard Active Global Growth Fund and Vanguard Active Emerging Market Equity Fund apply a Performance Fee (positive or negative) on a sliding scale depending on how the Fund performs relative to its benchmark. If the Fund outperforms its benchmark, the Performance Fee increases proportionately by the rate set out in the Product Disclosure Statement. Conversely, if the Fund underperforms its benchmark the Performance Fee decreases proportionately by the same rate – please refer to the individual product page or PDS for further information relating to the calculation of these fees.

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Please note the 'Vanguard Ethically Conscious International Shares Index Fund – NZD Hedged', 'Vanguard International Shares Index Fund (Hedged) - NZD class' and 'Vanguard International Shares Select Exclusions Index Fund - NZD Hedged' prices are displayed in New Zealand dollars.

Important notes about ETF / Active ETF

Generally only Authorised Participants, that is, persons who have entered into an Authorised Participant Agreement with Vanguard, can apply to create and redeem ETF / Active ETF securities directly with Vanguard.

Other investors must buy and sell ETF / Active ETF securities on the secondary market through the ASX, with the assistance of their broker or adviser. In doing so, the investor will incur brokerage and may pay more than the net asset value price when buying and receive less than the net asset value price when selling.

All ETF / Active ETF products are subject to market risk which may result in possible delays in repayment and loss of income and capital invested.

None of The Vanguard Group, Inc., including Vanguard Investments Australia Ltd, or their related entities, directors or officers gives any guarantee or assurance as to the performance of, or the repayment of capital or income reinvested in, the Vanguard ETF / Active ETF. Members of The Vanguard Group, Inc., and its related entities, may invest in, lend to or provide other services to the ETF / Active ETF. Vanguard has sufficient working capital to enable it to operate the ETF / Active ETF as outlined in the PDS.

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GENERAL ADVICE WARNING

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (VIA) is the product issuer and the Operator of Vanguard Personal Investor. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270) (the Trustee) is the trustee of Vanguard Super (ABN 27 923 449 966). The Trustee has contracted VIA to provide some services to members of Vanguard Super. Any general advice provided in relation to Vanguard Super is provided by VIA. The Trustee and VIA are both wholly owned subsidiaries of The Vanguard Group, Inc. (collectively, "Vanguard").

We have not taken your or your clients' objectives, financial situation or needs into account when preparing our website content so it may not be applicable to the particular situation you are considering. You should consider your or your clients' objectives, financial situation or needs, and the relevant Product Disclosure Statement (PDS), Prospectus and Target Market Determination (TMD) for the product before making any investment decision. The relevant TMD includes a description of who the financial product is appropriate for. You can access VIA's IDPS Guide, PDS, Prospectus and TMD at vanguard.com.au or by calling 1300 655 205. You can access the Vanguard Super PDS and TMD online at vanguard.com.au/super or by calling us on 1300 655 205. Past performance information is given for illustrative purposes only and should not be relied upon as, and is not, an indication of future performance. This website was prepared in good faith and we accept no liability for any errors or omissions.

Important Legal Notice - No IDPS Guide, PDS or Prospectus constitutes an offer or invitation in any jurisdiction other than in Australia. Applications from outside Australia will not be accepted through any Vanguard IDPS Guide, PDS or Prospectus. For the avoidance of doubt, these products are not intended to be sold to US Persons as defined under Regulation S of the US federal securities laws.

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